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Edexcel french gcse coursework

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bullet proof resume The one stop resource center for french coursework Global Employers and of literature, Indian Professionals In. Construction, Engineering, Telecom, Security, Oil Gas, Information Technology, Hospitality, Healthcare, Education. Edexcel Coursework! With employers receiving hundreds of resumes you must make sure that your resume hooks an employer's attention within a 5-second glance. Cells Questions! A great way to do this is to use job titles and skill headings that relate to and match the jobs you want. Gcse Coursework! For example, compare the headings Gaurav used in his before resume to the headings used in points history essay, his after resume.

Management of A/R and A/P Accounts. Computerized Accounting Applications. Departmental Administration / Recordkeeping. Employers make snap judgments when glancing at edexcel french gcse coursework, your resume. If they see unrelated job titles or skills the likelihood is turning history essay, very high that they will make an immediate assumption that you are not qualified for the job you want. Adding to this problem is the fact that employers don't have the time to coursework, read through each of your job descriptions to determine if you have the skills they need. You Must Do That For Them! The design of your resume must highlight the most important information about your work experience, skills and education. At first glance this information forms the image that employers have of your skills and abilities.

Maintained records for accounts receivable and questions, accounts payable accounts. Managed over edexcel, 1,000 accounts receivable and payable accounts working directly with the Chief Financial Officer. Turning History Essay! As Roger's after statement demonstrates, using numbers to describe your achievements and responsibilities can greatly expand and elevate your image. Using numbers and quantifying creates vivid images in our mind when we read them, whereas general statements like the before examples are easy to skip over or forget. Typically the more specific you can be in describing your duties the french gcse, better. Another strategy that is extremely important in controlling the image that employers develop about you--is to use Power Words or verbs that match the artist, level of position you want.

For example, Roger wants to use the edexcel french gcse, experience he's gained to move into a management position. To strengthen his image he should use as many management oriented words as possible. Which example below do you think is the strongest? Gave work assignments to staff of entry level accounting clerks. Directed workflow, supervised and trained accounting staff performing posting to general ledger, accounts receivable and payable accounts. Learning how to analyze the key words that employers provide in help wanted ads and + essay questions, job descriptions is a key element in creating powerful resumes. For example, read the french, ad Roger found for an Accounts Receivable Manager below and see how many key words, phrases, or skill descriptions that it includes. Seeking experienced A/R Manager to oversee accounts, manage billing and collections, train accounting and clerical staff, develop status reports for argumentative management and prepare monthly balance sheets. B.A.

Degree or A.A. Degree with minimum of 2 years experience required. Even though this ad is small it contains 12-13 key words or phrases that should be addressed in Roger's resume. Roger can also key words from an ad like this to create headings for his resume such as: Management of gcse A/R Accounts. Billing and critical evaluation, Collections. Supervision of french coursework Accounting and Administrative Staff.

Balance Sheet and Management Status Reports. In addition to the skills or needs listed in the ad shown above, the western civilization, employer will have many more needs that Roger should identify and address in his resume and cover letter. For example, this employer will need someone who can deal effectively with other departments, research accounting issues and records to solve problems. To beat today's heavy competition for jobs, it's important that you identify and french gcse, anticipate the full range of needs each employer faces and points in global, show how you can solve those needs. Most resumes provide a list of duties that each applicant has been responsible for--without explaining the benefit of those skills to edexcel french gcse coursework, employers. For example, a secretary's resume might state she can type 80 wpm and is extremely accurate. This statement lacks an explanation of how her typing speed and accuracy benefit an employer's bottom line. The real benefit is cells questions, that the employee can produce more work and ultimately save the employer money. Edexcel Gcse! A better statement for this person's resume would be: Selling The Benefits of Skills. · Achieved top production volume by maintaining high degree of accuracy with typing speed at 80 wpm. Artist Essays! · Cut labor expense over $6,000 annually by eliminating the need for part-time wordprocessing staff. As you write your resume, keep in coursework, mind the level of job and salary you want. Be sure to civilization essay papers, create an image that presents you at the appropriate level.

For example, language used in a resume for an $8 an hour position is much different than the language used for a $16 an hour position. I recently met Lynn, who had held a Health Insurance Claims Management position making $42,000 per year. French! She had retrained for the accounting field and hadn't yet gained any direct accounting experience although she had prepared monthly accounting reports as a Department Manager. I was appalled when she shared the resume she had been counseled to create. It began with this statement: Seeking an entry level position in the accounting field. Now what pay rate do you think this statement would motivate employers to offer Lynn?

A much better statement would be: Seek an Accounting position utilizing my experience: · Managing a department and history, accounting for up to $250,000 in monthly claims. Another big mistake that job seekers make is to list very important data in the lower sections of their job descriptions. As you compile statements for french gcse coursework your resume, prioritize them by importance, impressiveness and relevance to the job you want. Remember that a strong statement which uses power words and quantifies will affect every statement under it. Of Literature! Read the two examples below. Which one has the most impact?

Maintained records control, filing, office supply purchasing and equipment maintenance. Managed front office functions to support the President, Vice President and staff of 20 Sales Representatives. Managed front office functions to support the President, Vice President and staff of 20 Sales Representatives. Maintained records control, filing, office supply purchasing and equipment maintenance. You will generate many more interviews by tweaking your resume and cover letter so that they address the edexcel gcse coursework, specific skills each employer requests. For example, Sally originally wanted a customer service position, then found an ad for by natalie goldberg a Retail Management opening. How well qualified do the headings in edexcel french, the left hand column present her for in global the Retail Management position? Do you think the headings in the right hand column will generate more and french gcse coursework, better interviews for be specific essay goldberg Retail Management positions? Cash Accountability / Supervision of Retail Stations. Retail Accounting Applications.

Sally's actual title had been Lead Cashier, even though she managed her own retail cashiering station in gcse, addition to 6 other cashiers and stations. Once Sally had created her original resume, it only points history essay took about 5 minutes to french, tweak and relabel her skill descriptions to fit Retail Management positions. This relabeling is entirely truthful and is extremely important in landing more interviews because it allows job seekers to apply for, and look qualified for, a wider range of cells + essay questions jobs. All rights reserved India International Technical Recruiters.

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Office of the edexcel french Australian Information Commissioner - Home. This guide provides general guidance for cells questions, agencies and french gcse, organisations when responding to a data breach involving personal information that they hold. Agencies and organisations have obligations under the Privacy Act 1988 (Cth) to put in place reasonable security safeguards and to take reasonable steps to protect the favorite personal information that they hold from misuse, interference and loss, and edexcel french gcse coursework, from unauthorised access, modification or disclosure. Those reasonable steps may include the western civilization essay papers preparation and implementation of a data breach policy and response plan (that includes notifying affected individuals and the OAIC). Data breaches are not limited to malicious actions, such as theft or ‘hacking’, but may arise from french internal errors or failure to follow information handling policies that cause accidental loss or disclosure.

In general, if there is for a a real risk of serious harm as a result of french coursework, a data breach, the affected individuals and the OAIC should be notified. Notification can be an important mitigation strategy for individuals, and can promote transparency and turning points, trust in the organisation or agency. Notification of a data breach supports good privacy practice. Notification of a data breach in coursework compliance with this guide is not required by critical evaluation of literature the Privacy Act. Coursework? However, the for a essay steps and gcse, actions in this guide are highly recommended by the OAIC. The ALRC has recommended that the Privacy Act be amended to impose a mandatory obligation to notify the Privacy Commissioner and affected individuals in the event of a data breach that could give rise to of literature, a real risk of serious harm to affected individuals. The operation of this guide could inform the Australian Government’s response to the ALRC’s recommendation that mandatory breach notification be introduced into edexcel french gcse, law.

ALRC means the Australian Law Reform Commission. APPs means the Australian Privacy Principles set out argumentative essay, Schedule 1 to the Privacy Act, which apply to APP entities. APP entity has the meaning set out in s6 of the Privacy Act, and means an agency or organisation for the purpose of the Privacy Act. Agency has the gcse meaning set out in s6 of the Privacy Act and for a, includes most Australian Government and Norfolk Island departments, agencies and Ministers. Personal information has the edexcel french gcse meaning as set out in s6 of the Privacy Act: personal information means information or an opinion about an identified individual, or an individual who is reasonably identifiable: whether the information or opinion is true or not; and whether the information or opinion is argumentative recorded in a material form or not. Data breach means, for edexcel, the purpose of this guide, when personal information held by an agency or organisation is lost or subjected to unauthorised access, modification, disclosure, or other misuse or interference. Note : The Privacy Act regulates the handling of personal information, and does not generally refer to ‘data’. As such, in the interest of consistency with the cells + essay Act, the previous edition of this guide used the term ‘personal information security breach’. However, the gcse coursework term ‘data breach’ has since entered into common usage in Australia and in various other jurisdictions.

Accordingly, in the interests of clarity and simplicity, this guide uses the critical of literature term ‘data breach’ rather than ‘personal information security breach’. OAIC means the Office of the Australian Information Commissioner. Organisation has the edexcel meaning set out in s6C of the Privacy Act and, in general, includes all businesses and non-government organisations with an annual turnover of more than $3 million, all health service providers and a limited range of small businesses (see ss6D and 6E of the Privacy Act). TFN means Tax File Number. Evaluation? The Privacy Act includes provisions relating to edexcel french coursework, TFNs in Part III. The OAIC has issued rules under s17 of the Privacy Act to regulate the use of TFNs.

This guide was developed to assist agencies and organisations to respond effectively to data breaches. The OAIC developed this guide in August 2008 in response to requests for advice from agencies and organisations, and in turning points in global history recognition of the global trends relating to data breach notification. In July 2011, the french OAIC revised this guide to keep pace with the changing attitudes and approaches to data breach management. In August 2014, the OAIC revised this guide again to argumentative essay, take account of amendments to edexcel coursework, the Privacy Act, including the introduction of the civilization essay papers APPs. In its 2008 report titled ‘For Your Information: Australian Privacy Law and Practice’ [2] (Report 108), the ALRC recommended that the Privacy Act be amended to impose a mandatory obligation to notify the french gcse coursework Privacy Commissioner and affected individuals in the event of a data breach that could give rise to a ‘real risk of serious harm’ to the affected individuals (recommendation 51-1). Essay? The OAIC strongly supports that recommendation. Accordingly, this guide is french aimed, in essay by natalie goldberg part, at encouraging agencies and french gcse coursework, organisations to voluntarily put in cells questions place reasonable measures to edexcel, deal with data breaches (including notification of affected individuals and the OAIC), while legislative change is considered by the Australian Government. Data breach notification is an important option in responding to a data breach. However, a key challenge in responding to a data breach is determining if and when notification is an appropriate response. This guide provides general guidance on key steps and factors for agencies and organisations to essay, consider when responding to edexcel french gcse, a data breach, including notification of breaches. This guide encourages a risk-analysis approach.

Agencies and organisations should evaluate data breaches on evaluation of literature a case-by-case basis and edexcel, make decisions on points history actions to take according to their own assessment of risks and responsibilities in their particular circumstances. This guide also highlights the french gcse importance of turning, preventative measures as part of edexcel french gcse, a comprehensive information security plan (which may include a data breach response plan). It is not intended that the western civilization essay advice in this guide be limited to data breaches that are breaches of the APPs.[3] Rather, the guide is intended to apply to coursework, any situation where personal information has been compromised. While establishing appropriate thresholds and processes for data breach notification is good privacy practice, the cells questions steps and actions outlined in this guide are not specifically required under the Privacy Act. Therefore, while the OAIC strongly recommends compliance with this guide, compliance is not mandatory. This guide has been developed for use by Australian Government and Norfolk Island agencies, and private sector organisations, that handle personal information and are covered by the Privacy Act. State and territory government agencies, as well as private sector entities not covered by the Privacy Act, may find the guide helpful in outlining good privacy practice. Edexcel Gcse Coursework? However, the OAIC would not have a role in receiving notifications about data breaches experienced by those entities, other than for ACT Government agencies.

State and territory government agencies should also consider the role of relevant Privacy or Information Commissioners (or applicable privacy schemes) in favorite artist their own jurisdictions (listed at the end of this guide). Data breaches occur in a number of gcse, ways. Some examples include: lost or stolen laptops, removable storage devices, or paper records containing personal information. hard disk drives and other digital storage media (integrated in other devices, for example, multifunction printers, or otherwise) being disposed of or returned to cells + essay, equipment lessors without the edexcel french gcse coursework contents first being erased. databases containing personal information being ‘hacked’ into or otherwise illegally accessed by individuals outside of the be specific by natalie agency or organisation. employees accessing or disclosing personal information outside the requirements or authorisation of their employment. paper records stolen from insecure recycling or garbage bins. an agency or organisation mistakenly providing personal information to the wrong person, for edexcel french gcse coursework, example by sending details out to the wrong address, and. an individual deceiving an agency or organisation into improperly releasing the essay personal information of another person. Preventing data breaches — obligations under the Privacy Act. Security is a basic element of information privacy.[4] In Australia, this principle is reflected in the Privacy Act in the APPs.

Agencies and organisations are required to edexcel, take reasonable steps to protect the personal information they hold from misuse, interference and loss, and from unauthorised access, modification or disclosure. This requirement is set out in APP 11[5] (see Appendix A for APP 11). Sections 20Q and 21S of the Privacy Act imposes equivalent obligations on credit reporting agencies and all credit providers. Similarly, guideline 6.1 of the statutory TFN guidelines[6] requires TFN recipients to protect TFN information by such security safeguards as are reasonable in the circumstances. Depending on the circumstances, those reasonable steps may include the preparation and implementation of a data breach policy and response plan. Notification of the individuals who are or may be affected by a data breach, and the OAIC, may also be a reasonable step (see page 9). Many agencies are subject to agency-specific legislative requirements that add further protections for personal information (such as secrecy provisions), as well as legislative and other requirements which apply more generally across government. These other requirements can include the Australian Government’s Protective Security Policy Framework [7] and the Information Security Manual .[8] Organisations may also be subject to additional obligations through sector-specific legislation in favorite artist respect of particular information they hold. For example, Part 13 of the Telecommunications Act 1997 (Cth)[9] sets out obligations on the telecommunications industry in relation to the handling of certain telecommunications-related personal information. Some organisations may also have common law duties relating to edexcel french, the confidentiality of particular information.

These additional obligations need to be considered by agencies and organisations when taking steps to prevent or respond to data breaches. Considerations for keeping information secure. Note : Some of the information in Step 4 of this guide ( Prevent future breaches : see page 30) could equally be used by agencies or organisations as a way of assessing what security measures are necessary to prevent data breaches. What are the reasonable steps (as required by APP 11) necessary to secure personal information will depend on context, including (but not limited to): the sensitivity (having regard to western, the affected individual(s)) of the personal information held by the agency or organisation. the harm that is likely to result to edexcel french, individuals if there is a data breach involving their personal information. the potential for harm (in terms of reputational or other damage) to western civilization essay, the agency or organisation if their personal information holdings are breached, and. how the agency or organisation stores, processes and transmits the personal information (for example, paper-based or electronic records, or by using a third party service provider).

Appropriate security safeguards for gcse coursework, personal information need to be considered across a range of areas. Western Papers? This could include maintaining physical security, computer and network security, communications security and personnel security. To meet their information security obligations, agencies and organisations should consider the edexcel coursework following steps: Risk assessment – Identifying the security risks to personal information held by the organisation and the consequences of essay by natalie goldberg, a breach of security. Privacy impact assessments – Evaluating, in a systemic way, the degree to which proposed or existing information systems align with good privacy practice and legal obligations.[10] Policy development – Developing a policy or range of policies that implement measures, practices and edexcel french gcse coursework, procedures to reduce the identified risks to civilization essay papers, information security.

Staff training – Training staff and managers in security and fraud awareness, practices and procedures and codes of conduct. The appointment of a responsible person or position – Creating a designated position within the agency or organisation to edexcel coursework, deal with data breaches. This position could have responsibility for establishing policy and essay, procedures, training staff, coordinating reviews and audits and investigating and responding to breaches.[11] Technology – Implementing privacy enhancing technologies to french coursework, secure personal information held by the agency or organisation, including through such measures as access control, copy protection, intrusion detection, and robust encryption. Monitoring and review – Monitoring compliance with the security policy, periodic assessments of new security risks and the adequacy of existing security measures, and ensuring that effective complaint handling procedures are in in global history essay place. Standards – Measuring performance against relevant Australian and international standards as a guide.[12] Appropriate contract management – Conducting appropriate due diligencewhere services (especially data storage services) are contracted, particularly in terms of the IT security policies and practices that the service provider has in place, and french coursework, then monitoring compliance with these policies through periodic audits.[13] Further, in seeking to prevent data breaches, agencies and organisations should consider their other privacy obligations under the APPs. Some breaches or risks of harm can be avoided or minimised by not collecting particular types of personal information or only keeping it for as long as necessary. Consider the following:

What personal information is + essay questions it necessary to collect? – Personal information that is never collected, cannot be mishandled. Gcse Coursework? APP 3 requires that APP entities must not collect personal information unless it is favorite reasonably necessary, or directly related to, one or more of their functions or activities. Gcse? Additional restrictions apply to the collection of sensitive information (see APP 3.3). How long does the personal information need to be kept? – APPs 4.3 and 11.2 require APP entities organisations to take reasonable steps to destroy information, on ensure that it is evaluation of literature de-identified, if that information is no longer needed for any purpose permitted under the edexcel APPs. Agencies have record-keeping obligations with respect to western civilization papers, Commonwealth records – this is reflected in edexcel coursework APP 11.2(c). Accordingly, agencies should carefully consider retention practices, subject to record keeping requirements such as those contained in the Archives Act 1983 (Cth)[14] (including their Records Disposal Authorities)[15] or other legislation. Why data breach notification is good privacy practice. Notifying individuals when a data breach involves their personal information supports good privacy practice, for the following reasons: Notification as a reasonable security safeguard – As part of the essays obligation to keep personal information secure, notification may, in some circumstances, may be a reasonable step in the protection of personal information from edexcel french coursework misuse, interference and loss, and critical of literature, from unauthorised access, modification or disclosure (as required by APP 11).

Notification as openness about privacy practices – Being open and edexcel french gcse, transparent with individuals about how personal information may be handled is recognised as a fundamental privacy principle.[16] Part of being open about the handling of personal information may include telling individuals when something goes wrong and explaining what has been done to try to avoid or remedy any actual or potential harm.[17] Notification as restoring control over personal information – Where personal information has been compromised, notification can be essential in western civilization essay helping individuals to edexcel, regain control of that information. For example, where an individual’s identity details have been stolen, once notified, the individual can take steps to regain control of their identity information by changing passwords or account numbers, or requesting the reissue of identifiers. Notification as a means of rebuilding public trust – Notification can be a way of demonstrating to the public that an agency or organisation takes the security of turning, personal information seriously, and edexcel french, is working to protect affected individuals from the harms that could result from a data breach. Customers may be reassured to know that an agency or organisation’s data breach response plan includes notifying them, the OAIC, and relevant third parties. The OAIC strongly encourages notification in appropriate circumstances as part of good privacy practice, and in the interest of maintaining a community in which privacy is valued and respected. The role of the of literature Office of the Australian Information Commissioner. A data breach may constitute a breach of information security obligations under the Privacy Act; for example, the edexcel french gcse obligations imposed by the APPs, the TFN guidelines, or the credit reporting provisions of the Act. In those circumstances, the western civilization essay papers breach will be an interference with an individual’s privacy.[18] Individuals can complain about such interferences to the OAIC. The OAIC has the function of gcse coursework, investigating possible breaches of the Privacy Act. It also has the function of providing guidance and advice to agencies and organisations on the operation of the Privacy Act.[19] As such, the OAIC may provide general information on how to respond to a data breach.

Step 3(d) of argumentative, this guide provides guidance on when it may be appropriate to french gcse coursework, notify the OAIC of a data breach. Consistent with its statutory functions, the essay OAIC may consider whether it needs to investigate the conduct. However, the OAIC cannot make a decision on whether there has been a breach of the Privacy Act until it has conducted an investigation. If an coursework individual thinks an agency or organisation covered by essays the Privacy Act has interfered with his or her privacy, and edexcel french coursework, they have been unable to resolve the matter directly with the agency or organisation, they can complain to in global history essay, the OAIC.[20] The OAIC may investigate[21] and may attempt to resolve the matter by conciliation between the parties. The Commissioner also has the edexcel french power to initiate an investigation on their own initiative in appropriate circumstances without first receiving a complaint.[22] The Commissioner has a range of enforcement powers, including the power to: make a determination requiring the payment of compensation for damages or other remedies,[23] such as the turning points in global essay provision of access or the issuance of an apology (enforceable by edexcel gcse the Federal Court or Federal Magistrates Court) accept an enforceable undertakings,[24] seek civil penalties of up to or apply for civil penalty orders of up to $340,000 for individuals and up to $1.7 million for companies,[25] and. seek an injunction regarding conduct that would contravene the Privacy Act.[26]

Contraventions of some of the credit reporting provisions in Part IIIA of the Privacy Act carry specific penalties. Agencies should also be aware that, under s28B(1)(b) of the argumentative essay Privacy Act, the Information Commissioner can inform the Minister responsible for the Privacy Act of action that needs to be taken by gcse coursework an agency in order to comply with the APPs. In general, the OAIC will publish the outcomes of its investigations (in consultation with the subject agency or organisation). In some circumstances, consistent with its roles of education and enforcement, the OAIC may publicise information about the information management practices of an agency or organisation. Responding to data breaches: four key steps. Data breaches can be caused or exacerbated by a variety of factors, affect different types of personal information and give rise to a range of questions, actual or potential harms to individuals, agencies and organisations. As such, there is no single way of responding to gcse coursework, a data breach. Each breach will need to be dealt with on a case-by-case basis, undertaking an assessment of the risks involved, and using that risk assessment as the basis for deciding what actions to take in the circumstances.

There are four key steps to consider when responding to favorite artist, a breach or suspected breach: Step 1: Contain the breach and do a preliminary assessment. Step 2: Evaluate the risks associated with the breach. Step 4: Prevent future breaches. Each of the steps is set out in further detail below. A chart summarising the data breach response process is set out at page 40. Agencies and organisations may wish to consider distributing this chart to staff as a data breach response resource.

Be sure to take each situation seriously and move immediately to contain and assess the suspected breach. Breaches that may initially seem immaterial may be significant when their full implications are assessed. Agencies and organisations should undertake steps 1, 2 and 3 either simultaneously or in quick succession. In some cases it may be appropriate to notify individuals immediately, before containment or assessment of the breach occurs . The decision on french how to respond should be made on a case-by-case basis. Depending on the breach, not all steps may be necessary, or some steps may be combined. Western Essay Papers? In some cases, agencies and french coursework, organisations may choose to favorite artist, take additional steps that are specific to the nature of the breach. Step 1: Contain the breach and do a preliminary assessment. Once an agency or organisation has discovered or suspects that a data breach has occurred, it should take immediate common sense steps to limit the breach.

These may include the french coursework following: Take whatever steps possible to immediately contain the breach. For example, stop the unauthorised practice, recover the records, or shut down the system that was breached. If it is not practical to shut down the system, or if it would result in loss of evidence, then revoke or change computer access privileges or address weaknesses in physical or electronic security. Assess whether steps can be taken to cells questions, mitigate the harm an individual may suffer as a result of a breach.

For example, if it is detected that a customer’s bank account has been compromised, can the affected account be immediately frozen and edexcel french, the funds transferred to a new account? Initiate a preliminary assessment. Move quickly to appoint someone to lead the favorite initial assessment. This person should have sufficient authority to conduct the initial investigation, gather any necessary information and make initial recommendations. If necessary, a more detailed evaluation may subsequently be required. Determine whether there is a need to coursework, assemble a team that could include representatives from appropriate parts of the agency or organisation. Consider the following preliminary questions: What personal information does the breach involve? What was the cause of the breach?

What is the extent of the breach? What are the harms (to affected individuals) that could potentially be caused by the breach? How can the breach be contained? Consider who needs to be notified immediately. Determine who needs to be made aware of the breach (internally, and potentially externally) at this preliminary stage. In some cases it may be appropriate to notify the affected individuals immediately (for example, where there is a high level of western essay, risk of french gcse coursework, serious harm to affected individuals). Escalate the matter internally as appropriate, including informing the be specific person or group within the agency or organisation responsible for privacy compliance. It may also be appropriate to report such breaches to relevant internal investigation units. If the breach appears to involve theft or other criminal activity, it will generally be appropriate to notify the police.

If the data breach is likely to involve a real risk of serious harm to individuals, or receive a high level of media attention, inform the OAIC. The OAIC may be able to edexcel french gcse coursework, provide guidance and assistance. For more information on what the OAIC can and cannot do, see page 37. Where a law enforcement agency is investigating the breach, consult the investigating agency before making details of the be specific breach public. Be careful not to edexcel french gcse, destroy evidence that may be valuable in determining the essay cause or would allow the agency or organisation to take appropriate corrective action.

Ensure appropriate records of the edexcel suspected breach are maintained, including the steps taken to rectify the cells situation and the decisions made. An example of breach containment and french gcse, preliminary assessment. An online recruitment agency accepts resumes from jobseekers and makes these available to recruiters and evaluation of literature, employers on gcse coursework a password protected website. Jane, a jobseeker whose resume is on the website, receives an email which she suspects is a ‘phishing’ email. The email is personalised and contains information from her resume. It contains a number of spelling mistakes and offers her a job.

The email claims that all Jane has to do to secure the job is to provide her bank account details so she can be paid. Jane advises the essay goldberg recruitment agency of french gcse, her suspicions, and forwards a copy of the email to the recruitment agency. The recruitment agency assigns a member from its IT team to undertake a preliminary assessment. It is found that the email is critical evaluation of literature indeed a phishing email. Edexcel French Coursework? It claims to be from a recruiter and artist essays, directs the recipient to a website which asks them to enter further information. It also installs spyware on the recipient’s computer. The recruitment agency attempts to establish how phishers came to coursework, have the resume details of the jobseeker. The recruitment agency’s preliminary assessment reveals that the phishers have stolen legitimate user names and critical evaluation, passwords from recruiters who use the agency’s website and have fraudulently accessed jobseeker information.

The IT team escalates the issue internally by informing senior staff members and quickly contains the breach by disabling the compromised recruiter accounts. Based on the IT team’s preliminary assessment, senior staff move to evaluate risks associated with the breach and consider what actions should be taken to mitigate any potential harm. Step 2: Evaluate the risks associated with the breach. To determine what other steps are immediately necessary, agencies and organisations should assess the risks associated with the coursework breach. Consider the following factors in favorite assessing the risks: The type of personal information involved. The context of the edexcel french affected information and the breach. The cause and extent of the breach.

The risk of serious harm to the affected individuals. The risk of other harms. a) Consider the type of personal information involved. Does the type of personal information that has been compromised create a greater risk of for a argumentative, harm? Some information is more likely to cause an individual harm if it is compromised, whether that harm is edexcel coursework physical, financial or psychological. For example, government-issued identifiers such as Medicare numbers, driver’s licence and health care numbers, health information, and financial account numbers such as credit or debit card numbers might pose a greater risk of harm to an individual than their name or address. Also, a combination of cells + essay, personal information typically creates a greater risk of harm than a single piece of personal information.

It may also matter whether the information is permanent or temporary. Permanent information, such as someone’s name place and date of birth, or medical history cannot be ‘re-issued’. The permanence of the french gcse information may be more significant if it is protected by encryption – over time, encryption algorithms may be broken, so such information may be at greater longer term risk of being compromised. On the in global history other hand, temporary information may have changed by the time it has been decrypted. Employees, contractors, the gcse public, clients, service providers, other agencies or organisations? Remember that certain people may be particularly at risk of harm. A data breach involving name and address of a person might not always be considered high risk.

However, a breach to a women’s refuge database containing name and address information may expose women who attend the refuge to a violent family member. There may be less risk if the breach only relates to businesses that service the refuge. b) Determine the points in global context of the affected information and the breach. What is the french context of the personal information involved? For example, a list of customers on a newspaper carrier’s route may not be sensitive information.

However, the same information about customers who have requested service interruption while on vacation may be more sensitive. The sensitivity of personal information that may also publicly available information (such as the type found in a public telephone directory) also depends on context. Essay? For example, what might be the implications of edexcel french gcse coursework, someone’s name and critical evaluation, phone number or address being associated with the services offered, or the professional association represented? What parties have gained unauthorised access to the affected information? To whom was the information exposed? Employee records containing information about employment history such as performance and disciplinary matters or a co-worker’s mental health might be particularly sensitive if exposed to other employees in the workplace and could result in an individual being the subject of edexcel french gcse, humiliation or workplace bullying.

Have there been other breaches that could have a cumulative effect? A number of small, seemingly insignificant, breaches could have a cumulative effect. Separate breaches that might not, by themselves, be assessed as representing a real risk of favorite artist essays, serious harm to an affected individual, may meet this threshold when the cumulative effect of the breaches is considered. This could involve incremental breaches of the same agency or organisation’s database. It could also include known breaches from a number of different sources. How could the gcse coursework personal information be used? Could the information be used for goldberg, fraudulent or otherwise harmful purposes, such as to cause significant embarrassment to edexcel gcse coursework, the affected individual? Could the compromised information be easily combined either with other compromised information or with publicly available information to create a greater risk of harm to the individual? c) Establish the cause and extent of the breach. Is there a risk of ongoing breaches or further exposure of the history essay information? What was the extent of the edexcel french coursework unauthorised access to or collection, use or disclosure of personal information, including the be specific by natalie number and french coursework, nature of likely recipients and the risk of further access, use or disclosure, including via mass media or online?

Is there evidence that suggests theft, and was the information the target? For example, where a laptop is stolen, can it be determined whether the thief specifically wanted the information on evaluation the laptop, or the edexcel french gcse coursework laptop hardware itself? Evidence of theft could suggest a greater intention to do harm and heighten the need to provide notification to the individual, as well as law enforcement. Is the personal information adequately encrypted, anonymised or otherwise not easily accessible? Is the information rendered unreadable by security measures that protect the stored information? Is the personal information displayed or stored in such a way so that it cannot be used if breached? For example, if a laptop containing adequately encrypted information is stolen, but is subsequently recovered and investigations show that the information was not accessed, copied or otherwise tampered with, notification to affected individuals may not be necessary. What was the source of the be specific breach? For example, did it involve external or internal malicious behaviour, or was it an internal processing error?

Does the information seem to have been lost or misplaced? The risk of coursework, harm to the individual may be less where the breach is unintentional or accidental, rather than intentional or malicious. For example, the client may have a common surname which leads a staff member to cells questions, accidentally access the wrong client record. The access records show that the edexcel french gcse coursework staff member immediately closed the client record once they became aware of their mistake. The risk of harm will be less in this case than in the case where a staff member intentionally and deliberately opens a client’s record to browse the record, or to papers, use or disclose that information without a legitimate business reason for coursework, doing so. Has the personal information been recovered?

For example, has a lost laptop been found or returned? If the information has been recovered, are there any signs that it has been accessed, copied or otherwise tampered with? What steps have already been taken to mitigate the harm? Has the agency or organisation contained the breach? For example, have compromised security measures such as passwords been replaced? Has the full extent of the breach been assessed? Are further steps required? Is this a systemic problem or an isolated incident? When checking the source of the breach, it is important to check whether any similar breaches have occurred in be specific the past. Sometimes, a breach can signal a deeper problem with system security.

This may also reveal that more information has been affected than initially thought, potentially heightening the awareness of the risk posed. How many individuals are affected by the breach? If the breach is a result of edexcel french gcse coursework, a systemic problem, there may be more people affected than first anticipated. Even where the be specific essay goldberg breach involves accidental and unintentional misuse of information, if the breach affects many individuals, the scale of the breach may create greater risks that the information will be misused. The agency or organisation’s response should be proportionate. While the number of affected individuals can help gauge the edexcel gcse severity of the western civilization essay papers breach, it is edexcel french important to remember that even a breach involving the personal information of one or two people can be serious, depending on the information involved. d) Assess the risk of harm to the affected individuals. Who is the recipient of the information? Is there likely to be any relationship between the unauthorised recipients and the affected individuals? For example, was the disclosure to western civilization essay, an unknown party or to a party suspected of being involved in criminal activity where there is a potential risk of misuse? Was the disclosure to a person against whom the individual has a restraining order, or to co-workers who have no need to have the information?

Or was the recipient a trusted, known entity or person that would reasonably be expected to return or destroy the information without disclosing or using it? For example, was the information sent to french gcse, the individual’s lawyer instead of being sent to them, or to another party bound by professional duties of confidentiality or ethical standards? What harm to individuals could result from the breach? identity theft financial loss threat to physical safety threat to emotional wellbeing loss of business or employment opportunities humiliation, damage to reputation or relationships, or workplace or social bullying or marginalisation. Other possible harms, including to the agency or organisation that suffered the breach. the loss of of literature, public trust in the agency, government program, or organisation reputational damage loss of assets (e.g., stolen computers or storage devices) financial exposure (e.g., if bank account details are compromised) regulatory penalties (e.g., for breaches of the Privacy Act) extortion legal liability, and breach of secrecy provisions in applicable legislation. An example of evaluating the risks associated with the breach. A newspaper publisher receives a call from a newsagent that sells its newspapers. The newsagent says that the address labels on the bundles of edexcel french gcse coursework, newspapers delivered to papers, his shop appear to french, show subscriber information printed on cells + essay the other side.

The information includes names, addresses and credit card details. Following a preliminary investigation, the edexcel french coursework newspaper publisher confirms that some labels have been inadvertently printed on the back of subscriber lists. As a first step to western essay papers, containing the breach, the french coursework publisher attempts to civilization essay papers, contact newsagencies that have received the newspapers and asks them to check the labels on the bundles and securely destroy any that show subscriber details on the back. With these first steps completed, the newspaper publisher begins to french coursework, evaluate the risks associated with the breach. The information that was involved in history the breach was name, address and credit card information. The newspaper has a large number of gcse coursework, subscribers. Critical Of Literature? Further investigations into the breach are unable to reveal how many subscribers’ details have been exposed. The bundles of newspapers displaying subscriber information have been delivered to newsagencies in the early hours of the morning. The newspaper publisher notes that the subscriber information was therefore at edexcel gcse, risk of unauthorised access during the time between delivery and when the newsagents arrived to open shop. Further investigations reveal that many newsagencies have already discarded the labels before checking could be carried out as to cells questions, whether they contained subscriber information. This means that, in many cases, the edexcel french gcse subscriber lists may not have been securely destroyed.

The newspaper publisher concludes that the turning points history exposure of this information could present a real risk of serious harm (in this case, financial harm) to edexcel french gcse, many individuals. Based on the conclusion that this is a serious breach, the cells publisher moves to notify subscribers. Gcse Coursework? Given the large number of potentially affected individuals and the risk of favorite essays, serious financial harm, the publisher also notifies the OAIC, particularly as there is a real possibility that individuals may complain about the edexcel gcse breach. An example of evaluating the risks associated with the discovery of routine breaches. An Australian Government agency undertakes a periodic audit of user access records. The audit reveals an unusual pattern of client account enquiries in one branch of the agency. The client records contain address information, financial information, and other details. The enquiries have occurred over a 12 month period. After some investigation, which includes interviewing the relevant staff, managers and the department head, it is determined that a specific staff member, John, has been browsing the western civilization client accounts of his family and friends without any legitimate business purpose (and therefore without authorisation). There is coursework no evidence that client information has been disclosed to any third party.

The agency recognises that some of the information in the client accounts (the financial information in particular) is sensitive information that is not readily available. The agency considers that there is real risk of embarrassment or other harms from the release of in global, that information, especially to a person such as John, who has a personal relationship with the gcse affected individuals and could combine the information with the details about the individuals that he already knows. On that basis, the agency decides to notify the individuals affected by artist the unauthorised access. It also takes measures to prevent unauthorised access to client accounts by staff, and to ensure that all staff are aware of french, their obligations to act appropriately. The agency considers that, having regard to goldberg, the sensitivity of the information and the context of the breach, the gcse breach is sufficiently serious to warrant notification to the OAIC. Agencies and cells + essay questions, organisations should consider the particular circumstances of the breach, and: decide whether to notify affected individuals, and, if so consider when and how notification should occur, who should make the notification, and who should be notified consider what information should be included in the notification, and french coursework, consider who else (other than the affected individuals) should be notified. Notification can be an important mitigation strategy that has the potential to benefit both the agency or organisation and the individuals affected by favorite artist essays a data breach. The challenge is to determine when notification is appropriate. While notification is an important mitigation strategy, it will not always be an appropriate response to a breach. Providing notification about low risk breaches can cause undue anxiety and de-sensitise individuals to notice.

Each incident needs to be considered on a case-by-case basis to determine whether breach notification is edexcel french gcse coursework required. In general, if a data breach creates a real risk of + essay questions, serious harm to french gcse, the individual, the affected individuals should be notified. Prompt notification to individuals in these cases can help them mitigate the damage by taking steps to protect themselves. Points In Global History? Agencies and organisations should: take into account the ability of the individual to take specific steps to mitigate any such harm, and. consider whether it is appropriate to inform other third parties such as the OAIC, the police, or other regulators or professional bodies about the data breach. a) Deciding whether to edexcel coursework, notify affected individuals. Agencies and for a argumentative essay, organisations should consider whether their obligations under APP11 require them to notify affected individuals and the OAIC[27] (as a ‘reasonable step’ to ensure the security of personal information that they hold). The key consideration is whether notification is necessary to avoid or mitigate serious harm to an affected individual. Agencies and edexcel, organisations should consider the following factors when deciding whether notification is required:

What is the risk of serious harm to the individual as determined by step 2? What is the ability of the individual to avoid or mitigate possible harm if notified of a breach (in addition to steps taken by the agency or organisation)? For example, would an individual be able to have a new bank account number issued to avoid potential financial harm resulting from cells a breach? Would steps such as monitoring bank statements or exercising greater vigilance over coursework, their credit reporting records assist in mitigating risks of financial or credit fraud? Even if the individual would not be able to take steps to fix the situation, is the information that has been compromised sensitive, or likely to cause humiliation or embarrassment for the individual? What are the legal and contractual obligations to notify, and what are the consequences of notification? There may be adverse consequences if an essays agency or organisation does not notify affected individuals.

For example, if the public, including the affected individuals, subsequently find out about the breach through the media, there may be loss of public trust in the agency or organisation (which, in french gcse coursework turn, could have its own costs). At this stage, the organisation or agency should have as complete a set of western civilization essay papers, facts as possible and have completed the risk assessment to determine whether to edexcel, notify individuals. The following tables set out history essay, some of the considerations in the notification process. Sometimes the urgency or seriousness of the breach dictates that notification should happen immediately, before having all the relevant facts. In general, individuals affected by the breach should be notified as soon as reasonably possible. If law enforcement authorities are involved, check with those authorities whether notification should be delayed to ensure that the investigation is not compromised. Delaying the disclosure of details about edexcel gcse coursework, a breach of security or information systems may also be appropriate until that system has been repaired and tested or the breach contained in some other way. In general, the recommended method of essay, notification is direct – by phone, letter, email or in edexcel coursework person – to the affected individuals.

Indirect notification, either by website information, posted notices, media, should generallyonly occur where direct notification could cause further harm, is cost-prohibitive, or the contact information for affected individuals is not known. Preferably, notification should be ‘standalone’ and should not be ‘bundled’ with other material unrelated to turning points, the breach, as it may confuse recipients and affect the impact of the breach notification. In certain cases, it may be appropriate to use multiple methods of notification. Agencies and edexcel coursework, organisations should also consider whether the method and content of notification might increase the evaluation risk of harm, such as by alerting the gcse person who stole the laptop of the value of the for a information on the laptop, if it would not otherwise be apparent. To avoid being confused with ‘phishing’ emails, email notifications may require special care. For example, only communicate basic information about the breach, leaving more detailed advice to other forms of communication. Typically, the agency or organisation that has a direct relationship with the customer, client or employee should notify the affected individuals.

This includes where a breach may have involved handling of personal information by edexcel french a third party service provider, contractor or related body corporate. Joint and third party relationships can raise complex issues. For example, the breach may occur at be specific essay by natalie, a retail merchant but involve credit card details from numerous financial institutions, or the card promoter may not be the card issuer (for example, many airlines, department stores and other retailers have credit cards that display their brand, though the cards are issued by edexcel a bank or credit card company). Argumentative Essay? Or the breach may involve information held by a third party ‘cloud’ data storage provider, based outside of Australia. The issues in play in each situation will vary. Organisations and french coursework, agencies will have to consider what is best on a case by case basis.

However some relevant considerations might include: Where did the breach occur? Who does the individual identify as their ’relationship’ manager? Does the agency or organisation that suffered the breach have contact details for the affected individuals? Are they able to obtain them easily? Or could they draft and sign off the notification, for artist, the lead organisation to french, send? Is trust important to the organisation’s or agency’s activities? Generally, it should be the individual(s) affected by the breach. However, in some cases it may be appropriate to notify the individual’s guardian or authorised representative on for a their behalf. There may be circumstances where carers or authorised representatives should be notified as well as, or instead of, the individual. Where appropriate, clinical judgement may be required where notification may exacerbate health conditions, such as acute paranoia.

c) What should be included in the notification? The content of notifications will vary depending on the particular breach and french gcse, the notification method. In general, the information in the notice should help the individual to turning points in global, reduce or prevent the harm that could be caused by edexcel the breach. Notifications should include the types of information detailed below: Incident Description — Information about the turning in global essay incident and edexcel french gcse coursework, its timing in general terms. The notice should not include information that would reveal specific system vulnerabilities.

Type of personal information involved — A description of the type of personal information involved in the breach. Be careful not to include personal information in the notification, to avoid possible further unauthorised disclosure. Response to the breach — A general account of what the agency or organisation has done to control or reduce the harm, and proposed future steps that are planned. Assistance offered to be specific, affected individuals — What the agency or organisation will do to assist individuals and edexcel french coursework, what steps the individual can take to avoid or reduce the risk of harm or to further protect themselves. For example, whether the artist agency or organisation can arrange for credit monitoring or other fraud prevention tools, or provide information on how to change government issued identification numbers (such as a driver’s licence number). Other information sources — Sources of information designed to assist individuals in protecting against identity theft or interferences with privacy. For example, guidance on the OAIC’s website and the Attorney-General’s Department website at Identity security. Agency/ Organisation contact details — Contact information of edexcel french coursework, areas or personnel within the agency or organisation that can answer questions, provide further information or address specific privacy concerns.

Where it is decided that a third party will notify of the cells + essay breach, a clear explanation should be given as to how that third party fits into the process and edexcel french, who the individual should contact if they have further questions. Whether breach notified to regulator or other external contact(s) — Indicate whether the agency or organisation has notified the OAIC or other parties listed in the table at 3(d). Legal implications — The precise wording of the be specific notice may have legal implications; organisations and agencies should consider whether they should seek legal advice. The legal implications could include secrecy obligations that apply to agencies. How individuals can lodge a complaint with the agency or organisation — Provide information on internal dispute resolution processes and how the individual can make a complaint to the agency or organisation or industry complaint handling bodies.[28]

How individuals can lodge a complaint with the OAIC — If the agency or organisation is covered by the Privacy Act, explain that if individuals are not satisfied with the response by the agency or organisation to resolve the issue, they can make a complaint to the OAIC. The OAIC’s contact details are set out at edexcel french gcse, page 38. In general, notifying the OAIC, or other authorities or regulators should not be a substitute for notifying affected individuals. However, in some circumstances it may be appropriate to notify these third parties: OAIC — The OAIC strongly encourages agencies and organisations to report serious data breaches to the OAIC. Questions? The potential benefits of notifying the OAIC, together with what it can and cannot do about a notification, are set out at page 37.

Police — If theft or other crime is suspected. The Australian Federal Police should also be contacted if the breach may constitute a threat to national security. Insurers or others — If required by edexcel gcse coursework contractual obligations. Credit card companies, financial institutions or credit reporting agencies — If their assistance is necessary for contacting individuals or assisting with mitigating harm. Professional or other regulatory bodies — If professional or regulatory standards require notification of these bodies. For example, other regulatory bodies, such as the + essay Australian Securities and Investments Commission, the Australian Competition and Consumer Commission, and the Australian Communications and Media Authority have their own requirements in the event of a breach. Other internal or external parties not already notified — Agencies and organisations should consider the potential impact that the breach and notification to individuals may have on third parties, and take action accordingly. For example, third parties may be affected if individuals cancel their credit cards, or if financial institutions issue new cards.

third party contractors or other parties who may be affected internal business units not previously advised of the breach, (for example, communications and media relations, senior management), or union or other employee representatives. Agencies that have a direct relationship with the edexcel french information lost/stolen — Agencies and organisations should consider whether an incident compromises Australian Government agency identifiers such as TFNs or Medicare numbers. Notifying agencies such as the Australian Taxation Office for TFNs or Medicare Australia for Medicare card numbers may enable those agencies to provide appropriate information and assistance to affected individuals, and to take steps to protect the integrity of identifiers that may be used in identity theft or other fraud. An example of notification of affected individuals. A bank customer, Margaret, receives mail from her bank. When she opens the envelope she notices that correspondence intended for another customer – Diego – has been included in critical evaluation of literature the same envelope. The correspondence includes Diego’s name, address and french gcse, account details. Margaret contacts the bank to turning history, report the incident. The bank asks that she return the edexcel french gcse mail intended for Diego to essay papers, them.

The bank then contacts Diego by phone to edexcel french, notify him of the breach, apologises to him, and history essay, advises that it will be investigating the edexcel french coursework matter to be specific essay by natalie, determine how the incident occurred and how to prevent it from reoccurring. The bank also offers to restore the security of Diego’s customer information by closing his existing account and opening a new account. In addition, the bank agrees to edexcel gcse, discuss with Diego any further action he considers should be taken to cells + essay, resolve the matter to his satisfaction and provides a contact name and french gcse, number that Diego can use for any further enquiries. The bank investigates the matter, including getting reports from the mailing house it uses to critical of literature, generate and despatch customer correspondence. While the edexcel mailing house has a number of compliance measures in place to manage the process flow, it appears that an artist essays isolated error on one production line meant that two customer statements were included in one envelope. Following its assessment of the breach, the gcse coursework bank is satisfied that this is an isolated incident. However, it reviews the compliance measures taken by the mailing house has in place to ensure they are sufficient to protect customer information from unintentional disclosure through production errors. The bank writes to Diego and informs him of the cells questions outcome of its investigation.

An example of notification of affected individuals and the OAIC. A memory stick containing the employee records of 200 employees of an Australian Government Department goes missing. Extensive searches fail to locate the whereabouts of the memory stick. The information contained in edexcel coursework the employee records includes the names, salary information, TFNs, home addresses, phone numbers, birth dates and in favorite some cases health information (including disability information) of current staff. The data on the memory stick is not encrypted. Due to the sensitivity of the unencrypted information – not only the edexcel extent and variety of the information, but also the inclusion of health and in global history, disability information in the records – the french gcse Department decides to essay papers, notify employees of the coursework breach. Anticipating that individuals may, at favorite, some point, complain, it also notifies the OAIC of the breach and explains what steps it is taking to resolve the situation. A senior staff member emails the affected staff to notify them of the breach. In the coursework notification she offers staff an apology for the breach, explains what types of critical of literature, information were involved, notes that the OAIC has been informed of the french coursework breach, and explains what steps have been put in place to prevent this type of a breach occurring in the future.

The senior staff member also provides staff with details about how they can have a new TFN issued, and informs staff that they can make a complaint to the OAIC if they are unhappy with the steps the agency has taken. An example of notification of affected individuals, OAIC and police. FunOnline, a popular online gaming service provider, sells access to its gaming network on a subscription basis. FunOnline collects and holds a range of personal information from its customers in order to create a user account and deal with subscription payments, including names, dates of by natalie, birth, email addresses, postal addresses, and credit card numbers. During a routine security check, FunOnline discovers through the use of intrusion detection software that the server containing its account information has been compromised, and the account information of over 500,000 customers has been accessed without authorisation and, most likely, copied. FunOnline takes immediate steps to contain the edexcel french gcse breach (including temporarily shutting down its servers) and for a argumentative essay, notifies the OAIC. Based on its belief that criminal activity has been involved, FunOnline also contacts the police.

The police investigate, during which time they ask FunOnline not to release any information about the breach. FunOnline uses this period to edexcel, engage a technology security firm to enhance the security of civilization papers, its accounts systems. As soon as the police are satisfied it will not compromise their investigation, FunOnline notifies the affected customers. FunOnline explains exactly what happened and when, that the police have been investigating, and that the OAIC has been notified. FunOnline also suggests that affected customers monitor their credit card accounts and contact their financial institution if they have any concerns. In contravention of policy, a staff member at an Australian Government Department takes a memory stick out of the office so that he can work on french gcse some files at home. At some point between leaving work and arriving at home, the staff member loses the memory stick.

He reports it missing the for a argumentative next day. Despite the assistance of the edexcel coursework transport authority, the turning Department is unable to edexcel gcse, locate the cells memory stick. The Department conducts a preliminary assessment of the french coursework breach, then evaluates the risks associated with the loss of the questions memory stick. First, the edexcel gcse Department assesses what (if any) personal information may have been lost.. While the memory stick did not contain client records, it did contain the names, phone numbers and turning, business email addresses of about 120 external stakeholders involved in a project lead by the Department, along with email correspondence from these stakeholders.

Further evaluation reveals that data held on edexcel french the stick is for a argumentative essay protected by high level encryption technology. The Department consults with its IT team to confirm that the encryption on the memory stick is adequately secure and, following confirmation by that team, decides that notification of individuals whose personal information was held on french coursework the memory stick is unnecessary. In contravention of policy, a staff member at an Australian Government Department takes a memory stick out of the office so that he can work on some files at home. At some point between leaving work and arriving at home, the staff member loses the memory stick. Points In Global Essay? He reports it missing the next day. Despite the assistance of the transport authority, the Department is unable to locate the gcse coursework memory stick. The Department conducts a preliminary assessment of the breach, then evaluates the risks associated with the loss of the memory stick.

First, the Department assesses what (if any) personal information may have been lost.. While the memory stick did not contain client records, it did contain the names, phone numbers and business email addresses of cells, about 120 external stakeholders involved in a project lead by the Department, along with email correspondence from these stakeholders. Further evaluation reveals that data held on the stick is edexcel protected by high level encryption technology. Artist Essays? The Department consults with its IT team to confirm that the encryption on the memory stick is adequately secure and, following confirmation by that team, decides that notification of individuals whose personal information was held on edexcel coursework the memory stick is unnecessary. A pathologist receives a phone call from a GP, Dr Jones, with whom he has a professional relationship. Dr Jones advises the pathologist that she has just received a fax from the pathologist’s office disclosing test results for an individual that is not her patient. Artist Essays? When the pathologist checks his records, he discovers that the test results were intended for a different GP. The pathologist asks Dr Jones to destroy the test results and considers whether notification of the french coursework patient is warranted. The pathologist recognises that Dr Jones is bound by ethical duties, and is familiar with principles of confidentiality and privacy.

Accordingly, the pathologist is + essay confident that Dr Jones can be relied upon not to mishandle the information contained in the test results and the disclosure is unlikely to pose a serious risk to the privacy of the french gcse patient. The pathologist decides not to cells questions, notify the patient, but he reviews his practices to avoid a similar breach occurring in the future. The pathologist ensures that administrative staff are trained to exercise care in checking that fax numbers are accurate. The pathologist also begins to routinely phone recipients to tell them that results are being faxed. Coursework? This reduces the risk that any fax, whether misdirected or not, will be left unattended on the machine for long periods of time. It also allows the intended recipient to let the sender know if it a fax not received. Once the immediate steps are taken to mitigate the risks associated with the breach, agencies and western civilization papers, organisations need to take the time to investigate the cause and french gcse coursework, consider whether to review the existing prevention plan or, if there is no plan in place, develop one. A prevention plan should suggest actions that are proportionate to the significance of the western civilization papers breach, and whether it was a systemic breach or an isolated event. This plan may include: a security audit of both physical and technical security a review of policies and procedures and any changes to reflect the lessons learned from the investigation, and regular reviews after that (for example, security, record retention and edexcel, collection policies) a review of + essay questions, employee selection and french, training practices, and a review of service delivery partners (for example, offsite data storage providers). The plan may include a requirement for an audit at the end of the process to ensure that the prevention plan has been fully implemented.

Suggested preparations for responding to a data breach include the following: Develop a breach response plan — While the aim should be to prevent breaches, having a breach response plan may assist in ensuring a quick response to breaches, and greater potential for in global history, mitigating harm. The plan could set out contact details for appropriate staff to be notified, clarify the roles and edexcel coursework, responsibilities of staff, and document processes which will assist the agency or organisation to contain breaches, coordinate investigations and breach notifications, and cooperate with external investigations. Establish a breach response team — Depending on the size of the agency or organisation, consider establishing a management team responsible for favorite artist essays, responding to personal information breaches. The team could include representatives from relevant areas that may be needed to investigate an incident, conduct risk assessments and make appropriate decisions (for example, privacy, senior management, IT, public affairs, legal). The team could convene periodically to review the breach response plan, discuss new risks and practices, or consider incidents that have occurred in other agencies or organisations. It may also be helpful to conduct ‘scenario’ training with team members to allow them to develop a feel for edexcel french gcse coursework, an actual breach response. Key issues to test in such training would be identifying when notification is an appropriate response, and the timing of that notification.

Identify relevant service providers — Consider researching and identifying external service providers that could assist in the event of a data breach, such as forensics firms, public relations firms, call center providers and notification delivery services. The contact details of the questions service providers could be set out in the breach response plan. This could save time and assist in responding efficiently and effectively to a data breach. Enhance internal communication and french gcse, training — Ensure staff have been trained to respond to data breaches effectively, and are aware of the relevant policies and procedures. Staff should understand how to favorite artist essays, identify and report a potential data breach to the appropriate manager(s).

Enhance transparency — Include information in the agency or organisation’s privacy policy about coursework, how it responds to breaches. This could include letting individuals know when and how they are likely to be notified in the event of a breach, and whether the critical agency or organisation would ask them to verify any contact details or other information. This would make clear to individuals how their personal contact information is used in the event of a breach, and may also assist individuals to avoid ‘phishing’ scam emails involving fake breach notifications and requests that recipients verify their account details, passwords and other personal information. Tips for edexcel, preventing future breaches. Some of the measures that have resulted from real-life data breaches include: the creation of a senior position in the agency or organisation with specific responsibility for data security[29] the institution of a ban on bulk transfers of data onto removable media without adequate security protection (such as encryption) disabling the in global essay download function on french coursework computers in essay by natalie goldberg use across the agency or organisation, to prevent the download of data onto removable media. the institution of a ban on the removal of unencrypted laptops and other portable devices from government buildings. the institution of a policy requiring the erasing of edexcel coursework, hard disk drives and other digital storage media (including digital storage integrated in other devices such as multifunction printers or photocopiers) prior to being disposed of or returning to the equipment lessor. the use of secure couriers and appropriate tamper proof packaging when transporting bulk data, and. the upgrading of passwords (for example, an increase from 6 to 8 characters, including numbers and punctuation), and the institution of a policy requiring passwords to be changed every 8 weeks. Technological advances allow increasingly larger amounts of information to be stored on increasingly smaller devices.

This creates a greater risk of data breaches due to the size and portability of these devices, which can be lost or misplaced more easily when taken outside of the office. There is artist essays also a risk of theft because of the value of the devices themselves (regardless of the information they contain). Preventative steps that agencies and french gcse, organisations can take include conducting risk assessments to determine: whether and in what circumstances (and by which staff), personal information is permitted to be removed from the favorite office, whether it is removed in electronic form on DVDs, USB storage devices such as memory sticks, portable computing devices such as laptops, or in paper files,[30] and. whether their stored data, both in the office and when removed from the gcse office, requires security measures such as encryption and password protection. Responding to a large scale data breach: An illustration of how to work through the Four Key Steps.

A health insurer discovers that a backup tape containing customer details and other data has been lost. Cells Questions? The information on the tape was not encrypted. The insurer routinely creates two copies of each backup tape. One tape is french gcse coursework stored on western essay site; the other tape is stored securely off-site. The lost backup tape was the copy stored on-site and included data collected during the previous month. Step 1 — Containing the breach and the preliminary assessment. The Chief Executive Officer nominates the coursework Risk Compliance Manager to lead an investigation.

The Risk Manager’s initial assessment suggests that the tapes were lost when the insurer’s IT department moved some records between floors. The Risk Manager interviews the western civilization essay papers staff involved in moving the coursework records, reviews the be specific goldberg relocation plan and arranges for the building to be searched. Despite these efforts, the tape cannot be found. The Risk Manager moves on to assessing the breach. She thinks that the breach was most likely the result of poor practices and sloppy handling. However, while there is coursework no evidence that the tape was stolen, theft cannot be ruled out. The type of information that has been lost and of literature, how it could be used is an important part of the edexcel french risk assessment.

Step 2 — Evaluate the risks associated with the breach. The evaluation shows that the artist essays information on the tapes falls into 3 main groups: Type of information — Enquiry information collected via the website to provide quotes. Only included state, date of birth and gender and was retained for statistical marketing purposes. Identity apparent or ascertainable? — No. The information is aggregated statistical data only. How could the information be used? — The information is likely to french gcse, be of critical evaluation, little or no use other than for statistical purposes. Source — Probably unintentional and accidental.

But theft is also a possibility. Edexcel French Coursework? As the source of the breach is unclear, and given the sensitivity of much of the information, the insurer decides to assume a worst case scenario. Severity — The information was not encrypted or recovered. The large number of records involved and the sensitivity of the critical evaluation of literature many of the records (health and financial information, as well as identifying information), make this a serious breach. A real risk of serious harm? — No. Current contact details held? — No.

Type of information — Application information, including full name, address, contact details, and date of birth. Also includes Medicare card number, and credit card details. Identity apparent or ascertainable? — Yes. Sensitivity — Substantial identifying information, Medicare card number and edexcel, financial details. How could the information be used? — The information could be used for identity theft and financial fraud. There is a lesser possibility that it could be used to attempt fraud against the Medicare and for a argumentative, PBS systems. Source — Probably unintentional and accidental. But theft is also a possibility. Edexcel French? As the source of the breach is unclear, and given the cells + essay sensitivity of much of the information, the insurer decides to assume a worst case scenario.

Severity — The information was not encrypted or recovered. The large number of records involved and french gcse, the sensitivity of the many of the records (health and western civilization essay papers, financial information, as well as identifying information), make this a serious breach. A real risk of serious harm? — Yes. The information could be used to coursework, cause serious harm to individuals, including identity theft, financial fraud, and fraud against the Medicare and PBS systems. For A Argumentative? Possibly health fraud. Current contact details held? — Yes, from current member list and external sources. Type of information — Claims information, including full name, member number, contact details, and clinical information about the french gcse treatment being claimed. Identity apparent or ascertainable? — Yes. Sensitivity — Substantial identifying information, as well as information about the individual’s health condition. How could the information be used? — The information could be used for identity theft, as well as being potentially embarrassing or stigmatising to the individual. Source — Probably unintentional and accidental.

But theft is for a argumentative essay also a possibility. As the source of the breach is unclear, and given the sensitivity of much of the edexcel french gcse coursework information, the insurer decides to evaluation of literature, assume a worst case scenario. Severity — The information was not encrypted or recovered. The large number of records involved and the sensitivity of the french gcse many of the records (health and financial information, as well as identifying information), make this a serious breach. A real risk of serious harm? — Yes. Be Specific By Natalie Goldberg? If misused, the identification information could be used for identity theft. French Gcse? Serious harm could also arise from misuse of the health information, including stigma, embarrassment, discrimination or disadvantage or, in extreme cases, blackmail.

Current contact details held? — Yes, from current member list and external sources. The evaluation shows that there is a real risk of serious harm for cells, Group 2 and 3 individuals, and that the gcse coursework information in Group 1 is not personal information. The evaluation indicates that Group 2 and 3 individuals should be notified about the breach, and that there is a real risk of serious harm to their interests. Cells? If notified, individuals could take steps to mitigate the edexcel french risks of identity theft and questions, financial fraud. This could include changing credit card details or monitoring their credit reports. While there may be limited steps that can be taken to mitigate the risks of their health information being mishandled, individuals should still be informed given the heightened sensitivities of this information. The Risk Manager also considered whether notification would cause harm by leading to unfounded concern or alarm.

Taking all these factors and the evaluation into edexcel, account, it is decided that individuals in Groups 2 and 3 should be notified. Separate letters are drawn up for for a essay, each group, outlining the coursework general types of information that are affected. The Risk Manager also arranges for the notification letters to include: a general description of the for a type of information that has been lost for each group what individuals can do to mitigate the harm caused by the breach, and who they can call to edexcel french coursework, get further information or assistance. For example, the notification to individuals in Group 2 tells them that the be specific essay by natalie goldberg information they provided on their application form, including their Medicare number and edexcel gcse coursework, credit card details, may have been compromised. If an individual is concerned about either, they are advised to artist, contact Medicare Australia or their financial institution so as to change their registration and account details.

Group 3 individuals are told that a record containing their claims information has been lost, including the gcse coursework clinical details held on their file. Both letters explain that there is cells + essay questions no evidence of theft, and that the edexcel french gcse company is notifying the individuals as a precautionary measure only. The notifications also include contact details for the insurer’s customer care area and the OAIC, and suggest that individuals should check their credit card account statements and be specific, credit reports for any unusual activity. The Risk Manager also notes that some claimants had an authorised representative acting for them. These records are separately assessed to determine whether notification should be made to the authorised representative rather than the member. Staff in french coursework the insurer’s customer care area are briefed about the breach and given instructions about how to help customers responding to critical, a notification. Given the edexcel large number of individuals affected, and the sensitive nature of the information, the insurer notifies the OAIC. Western Civilization Essay? The insurer explains what steps it has taken to french coursework, address the breach. It also advises the OAIC of the contact details for the insurer’s customer care area, so that customers contacting the OAIC can be redirected to the insurer if appropriate. Step 4 – Preventing Future Breaches. Once immediate steps have been taken to respond to the breach, the Chief Information Officer (CIO) carries out an critical of literature audit of the security policies for storage and transfer of edexcel french gcse, backup tapes and essay by natalie goldberg, reviews the access of staff in the area.

The CIO also makes some amendments to edexcel french gcse coursework, the compliance program to favorite artist essays, ensure non-compliance with IT Security policies will be detected and reported in gcse coursework the future. Reporting a data breach to the Office of the Australian Information Commissioner. Agencies and organisations are strongly encouraged to notify the OAIC of a data breach where the circumstances indicate that it is appropriate to do so, as set out in Step 3(d). The potential benefits of notifying the OAIC of be specific essay by natalie goldberg, a data breach may include the following: An agency or organisation’s decision to edexcel french gcse, notify the OAIC on its own initiative is likely to essay by natalie, be viewed by edexcel gcse coursework the public as a positive action.

It demonstrates to clients and argumentative essay, the public that the agency or organisation views the protection of personal information as an important and serious matter, and may therefore enhance client/public confidence in the agency or organisation. It can assist the OAIC in responding to inquiries made by the public and managing any complaints that may be received as a result of the breach. If the agency or organisation provides the OAIC with details of the french gcse matter and turning in global, any action taken to address it, and prevents future occurrences, then, based on that information, any complaints received may be able to french, be dealt with more quickly. In those circumstances, consideration will need to artist essays, be given to whether an individual complainant can demonstrate that they have suffered loss or damage, and french coursework, whether some additional resolution is required. Alternatively, the OAIC may consider that the steps taken have adequately dealt with the evaluation of literature matter.

Note : Reporting a breach does not preclude the OAIC from receiving complaints and conducting an investigation of the edexcel gcse coursework incident (whether in cells questions response to a complaint or on the Commissioner’s initiative). If the agency or organisation decides to report a data breach to the OAIC, the following provides an gcse coursework indication of civilization papers, what the OAIC can and french coursework, cannot do: Provide general information about obligations under the critical Privacy Act, factors to consider in french coursework responding to a data breach, and steps to take to prevent similar future incidents. Respond to community enquiries about the favorite breach and explain possible steps that individuals can take to protect their personal information. Provide detailed advice about how to edexcel, respond to a breach, or approve a particular proposed course of action. Agencies and of literature, organisations will need to seek their own legal or other specialist advice.

Agree not to investigate (either using the Commissioner’s power to investigate on their own initiative, or if a complaint is made to edexcel coursework, the OAIC) if the turning history essay OAIC is notified of a breach. When the OAIC receives a complaint about an alleged breach of the Act, in most cases, the OAIC must investigate. As set out above, the coursework OAIC may also investigate an act or practice in be specific essay the absence of edexcel gcse, a complaint on the Commissioner’s initiative. The OAIC uses risk assessment criteria to determine whether to commence a ‘Commissioner’s initiative investigation’. Those criteria include: whether a large number of people have been, or are likely to be affected, and civilization essay papers, the consequences for those individuals.

the sensitivity of the personal information involved. the progress of an agency or organisation’s own investigation into the matter. the likelihood that the acts or practices involve systemic or widespread interferences with privacy. what actions have been taken to minimise the harm to individuals arising from the coursework breach, such as notifying them and/or offering to cells + essay questions, re-secure their information, and. whether another body, such as the edexcel french gcse police, is investigating. These factors are similar to those included in cells the risk assessment criteria for edexcel french coursework, responding to argumentative essay, a data breach. What to put in a notification to the OAIC. Any notice provided to the OAIC should contain similar content to that provided to individuals (see page 24).

It should not include personal information about the affected individuals. It may be appropriate to include: a description of the breach the french type of personal information involved in the breach what response the agency or organisation has made to the breach what assistance has been offered to affected individuals the argumentative essay name and contact details of the appropriate contact person, and whether the breach has been notified to french gcse, other external contact(s). 1300 363 992 (local call cost, but calls from mobile and payphones may incur higher charges) 1800 620 241 (this number is dedicated for turning points in global essay, the hearing impaired only, no voice calls) Sydney NSW 2001.

Maintain information security—APP 11. Protect information from misuse, interference and loss, and from unauthorised access, modification or disclosure. To comply with their obligations under the APPs, agencies and organisations should consider: the sensitivity of the personal information the harm likely to flow from a security breach developing a compliance and monitoring plan, and regularly reviewing their information security measures. Personal information is lost or subjected to unauthorised access, modification, use or disclosure, or other misuse or interference. Key steps in responding to a data breach. Contain the breach and french gcse coursework, make a preliminary assessment. Take immediate steps to contain breach Designate person/team to coordinate response. Evaluate the risks for individuals associated with the breach. Consider what personal information is involved Determine whether the essay context of the information is important Establish the cause and extent of the breach Identify what is the risk of harm. Consider breach notification.

Risk analysis on a case-by-case basis Not all breaches necessarily warrant notification. Should affected individuals be notified? Where there is french gcse coursework a real risk of argumentative essay, serious harm , notification may enable individuals to take steps to avoid or mitigate harm. Consider: Legal/contractual obligations to edexcel gcse coursework, notify Risk of harm to individuals (identity crime, physical harm, humiliation, damage to reputation, loss of business or employment opportunities. When? - as soon as possible How? - direct contact preferred (mail/phone) Who? - entity with the direct relationship with the goldberg affected individual What? - description of edexcel gcse, breach, type of favorite artist essays, personal information involved, steps to help mitigate, contact details for information and assistance.

Should others be notified? Office of the Australian Information Commissioner Police/Law Enforcement Professional or Regulatory Bodies Other agencies or organisations affected by the breach or contractually required to notify. Review the incident and take action to prevent future breaches. Fully investigate the cause of the breach Consider developing a prevention plan Option of audit to ensure plan implemented Update security/ response plan Make appropriate changes to policies and procedures Revise staff training practices. Australian Privacy Principle 11 – security of personal information. 11.1 If an french coursework APP entity holds personal information, the entity must take such steps as are reasonable in the circumstances to protect the information: from misuse, interference and loss; and essay, from unauthorised access, modification or disclosure. an APP entity holds personal information about an individual; and the entity no longer needs the information for any purpose for which the information may be used or disclosed by the entity under this Schedule; and the information is edexcel gcse coursework not contained in a Commonwealth record; and for a argumentative essay, the entity is not required by or under an Australian law, or a court/tribunal order, to retain the information; the entity must take such steps as are reasonable in the circumstances to destroy the information or to ensure that the information is de-identified. Appendix B – Contact list: State and territory privacy contacts. Information and Privacy Commission New South Wales.

Sydney NSW 2001. 1300 666 444 (Within Australia: local call cost, but calls from mobile and payphones may incur higher charges) +61 3 8619 8719 (From outside Australia) Melbourne Victoria 3001. Local call within Australia: 1300 666 445 (local call cost, but calls from edexcel french gcse coursework mobile and payphones may incur higher charges) From outside Australia: +61 3 8619 8700. Office of the Information Commissioner, Queensland. BRISBANE QLD 4000. Adelaide SA 5001. (08) 9220 7555 (Western Australia)

1800 117 000 (toll free for country and interstate callers) Ombudsman Western Australia. St Georges Terrace. 1800 001 170 (Tasmania – toll free) 1300 766 725 (Within Australia: local call cost, but calls from mobile and payphones may incur higher charges) Office of the Information Commissioner, Northern Territory.

1800 005 610 (Northern Territory – toll free) ACT Government agencies are subject to the Territory Privacy Principles (TPPs) in the Information Privacy Act 2014 (ACT). The TPPs came into effect on 1 September 2014. The OAIC is critical evaluation undertaking some of the functions of the ACT’s information privacy commissioner, including receiving voluntary data breach notifications. The OAIC can be contacted at: [3] APP11 requires APP entities to take reasonable steps to protect information they hold from french misuse, interference and loss, and critical evaluation of literature, from unauthorised access, modification or disclosure; see Appendix A. [4] See the ‘security safeguards principle’ in the Organisation for Economic Cooperation and Development (OECD) Guidelines on the Protection of gcse, Privacy and western, Transborder Flows of Personal Data (1980).

The Privacy Act was enacted to implement the coursework OECD guidelines in Australia, as recognised in the preamble to the Act. [5] The OAIC has provided further guidance on compliance with the Australian Privacy Principles, available at APP guidelines. The OAIC’s Guide to information security provides guidance on what the OAIC may consider to be ‘reasonable steps’ as required by cells + essay questions APP 11. [10] The OAIC has published a guide to Privacy Impact Assessments, available at Guide to undertaking prviacy impact assessments. [11] Agencies may wish to consider the edexcel gcse coursework OAIC’s Principles on open public sector information: Report on review and development of principles . Principle 3 provides that agencies should appoint a senior executive ‘information champion’ to + essay questions, be responsible for information management and governance. Principle 4 relates to robust information asset management.

The report is available at Open public sector information: from principles to edexcel french gcse coursework, practice. [16] See the ‘openness principle’ in the Organisation for Economic Co-operation and Development (OECD) Guidelines on the Protection of civilization, Privacy and Transborder Flows of Personal Data (1980). This principle is reflected in APP 1 in the Privacy Act. [17] Agencies may also wish to consider Principle 2: Engaging the community set out in edexcel french OAIC’s Principles on open public sector information: Report on review and development of principles (see footnote 11). [18] See s13 of the Privacy Act. [19] See ss 28 and 28B of the Privacy Act. [20] For more information about complaints, see the OAIC’s website: Privacy complaints.

[21] See s 40(1) of the Privacy Act. [22] See s 40(2) of the Privacy Act. [23] See s 52 of the Privacy Act. [24] See s 33E of the Privacy Act. [25] See ss 13G and 80W(5) of the Privacy Act. [26] See s 98 of the Privacy Act.

[27] For information on for a notifying the OAIC, see page 37. [28] The OAIC has published guidance on coursework resolving internal complaints. Organisations may wish to review the OAIC’s ‘Privacy fact sheet 9: Guide to internal investigations’. [29] Agencies: see footnote 14 re appointing a senior executive ‘information champion’ to be responsible for information management and argumentative, governance. [30] For more information on appropriate security measures, see the OAIC’s Guide to information security (see footnote 5).

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An Essay on Family Values: the Family#x27;s Feud. February 8, 2010. French Gcse! The Family’s Feud. It is easy to western civilization papers come across stories in the news about husbands beating wives, robberies and edexcel french gcse murders in low-income areas. There is evidence that supports that the myth of the people who live in these areas and commit these crimes generally are unhappy, lack proper virtues, and have unhealthy lifestyles in this decade is true.

The opposite pattern is true for those living in areas with strong family values. For A Argumentative Essay! These neighborhoods generally have a happier, healthier, and more morally driven population. People who grow together as a married couple in the 2000’s tend to raise children that grow up to be happy and virtuous for the good of society. Roland Barthes explains: A myth, like the one mentioned above, “postulates a relation between two terms, a signifier and a signified”, families being the signifiers and their values being the signified (Barthes 112). The trends are that happy families tend to lead more productive lifestyles just as dysfunctional families are more prone to immoral ways of living. This essay will explain how nuclear families benefit society by providing children a better chance to gcse coursework live out argumentative, successful lives. Families with one father and mother are essential for the proper and ethical upbringing of children. In her book, Urban Neighborhoods, Networks, and Families, Peggy Wireman contends that because “parents are the prime influences of a child’s life children tend to mimic their behaviors” (Wireman 24). They observe and pick up the same values that their parents maintain. Those who do raise children with good standards find their offspring to be productive members of their community; the opposite pattern is french coursework true for those who grow up in single parent families. As a result of argumentative essay living without a father, some children find themselves in a position that can lead to. Edexcel Gcse Coursework! . Marketing Topic: Value (role: Consumer) With the development of the global economy, brand competition is the main theme of the current market competition, while the intangible value from the brand is the result of turning points history development of commodity economy, and its position seems to be more and more important.

As a consumer, in my opinion, I agree to the statement that value is edexcel coursework predominantly of an intangible nature. But only under the condition that the product itself can satisfy consumers needs very well. Turning Points In Global Essay! I also believe that there should be a balance between tangible and intangible value, which can make the market run regularly. In the edexcel french coursework, following part, I will explain it from critical evaluation, brand. From the theoretical aspect, brand equity is one of the most significant measures of success. Intangible value seems to play a very important role in edexcel gcse coursework the market, especially brand. Brand equity is the added value endowed on products and services. It my be reflected in artist the way consumers think, feel, and act with respect to the brand, as well as in the prices, market share, and profitability the brand commands for them firm. (KollerKeller, 2009) There are so many brands in french coursework the world while the categories are much smaller.

When comparing the same product with different brands, consumers prefer to the more popular one, which means we consumers will choose the brand with higher intangible value to satisfy our spirit demands. For example, Google, its function is easy to civilization essay papers understand, search engine, there. Words: 616 - Pages: 3. . Gcse Coursework! A. INTRODUCTION 1. Rationale - Family is the basic social unit. Evaluation Of Literature! Family represents people living together by ties of marriage, blood or adaptation, thus representing a single household. According to sociology, the family has the primary function of reproducing society; biologically, socially, or both. There are various structures of a family based on the relationship shared between the parent and the children. - Life and people are always changing, but the edexcel coursework, main values and bases of the concept of family should always remain present. To many people, the definition of the word family is a unity among a group of people who care and tend to each other’s needs, while forming an unbreakable bond. Therefore, family values are important and should be cherished and nurtured. - Every country has different family values such as Chinese and American. Therefore, I chose “ Chinese family values and American family values “ as my topic.

2. Aims of the + essay, study The study helps students of English as a foreign language have more knowledge about “ Family values in Chinese and American and the difference, similarities between them “. 3. Object and scope of the study - Object of the study: Family values - Scope of the study: Family values in Chinese and coursework American 4. Methods of the study Based on some books, references on favorite essays, the Internet…..about family values in Chinese and American. B. DEVELOPMENT Chapter 1: Chinese family values While. Words: 1682 - Pages: 7. Integrated Essay: Value Chain Analysis. . Integrated Essay: Value Chain Analysis Introduction The purpose of this essay is to analyze the french coursework, strength and weakness of the value chain for the Department of Veteran Affairs Supply (Value) Chain. Core Concepts The objective of this analysis of the Department of Veteran Affairs Supply (Value) Chain is to provide clear and concise identification of critical strengths and weaknesses (internal) opposed to opportunities and threats (external) (SWOT) critical to the viability of the value (supply) chain. Porter’s Generic Value Chain is the edexcel gcse coursework, model for the analysis that identifies information, value-adding activities, e.g., primary activities, inbound logistics, and outbound logistics within the western, larger value system. The value-added to the value chain is the support services increase the efficiency of current Veterans Affairs supply chain. The data captures analytics requirements for informed decision; the results will be propagated as research. Analysis Analyzing the Department of Veteran Affairs Supply (Value) Chain one must consider core concepts, the value chain, value-generating activities and feasibility of the supply chain. The management of key VA organizations and french contractors are vital to sustainability of the integrated enterprise supply (value) chain. According to Porter (1985) “Value chain is the analysis of a business as a chain of activities that transform inputs into outputs that creates value for + essay questions customers.

For analyzing the sources of. Words: 671 - Pages: 3. . primary focus. “The nurse may involve the family to varying degrees” (Friedman, Bowden, Jones, 2003). Edexcel Coursework! Depending on the family dynamics and support from family members. For A! Family can be viewed as a resource to the client, in some cases as a stressor. In most cases family plays a vital role in the environment and edexcel french coursework dynamics involved in a client’s care. In the hospital setting although family is the primary support resource it is not used because the client is the essay papers, primary concern.

Although in the hospital setting it is difference to not have the client center view. Edexcel Gcse! The most helpful concept for considering family in the nursing practice is viewing the entire family as client or as the primary focus of care. This does include client in argumentative essay care. The family should be viewed as an interactional system. “The focus is on internal family dynamics and edexcel french gcse relationships, the family’s structure and functions, as well as the artist, relationships of family subsystems with the whole and of the family with its outer environment” (Friedman, Bowden, Jones, 2003). This type of concept looks at the unique contributions of each member as an individual and edexcel french toward the entire family. Nursing Theory Neuman’s Health Care Systems Model is conducive to the hospital environment. Neuman’s system view the client as an open system, that engages in reciprocal exchange with the environment. The open system may be an individual, group or family. The goal of cells + essay Neumans’ model is to provide a holistic view of the person. Words: 727 - Pages: 3. . Family Health Nursing and a Healthy Environment Family health nursing provides the “conceptual foundations of family nursing across the life span” (Garwick, 2002, p. 284). “The Family Health Nurse (FHN) concept was developed by the World Health Organization (WHO) in Europe in order to edexcel provide a means to strengthen family and community-oriented health services” (West and Macduff, 2006).

WHO defines family health nursing as presenting a “key contribution within a multi-disciplinary team of health care professionals in the attainment of the 21 health targets” produced by the World Health Organization 21-policy outline. Family systems frequently change as the members of a family adapt to the stress that is inherent to illness and/or injury. Favorite Artist Essays! Families adapt to the stress, making use of edexcel french gcse family resources and critical capabilities, but they often need help in making these adjustments (Servonsky and Gibbons, 2005). Edexcel Gcse Coursework! In aiding families, nurses employ care that is culturally competent care that uncovers a family’s personal story that reveals both the strengths and the deficits of a family, illuminating where they require assistance within a specific health care system (Servonsky and Gibbons, 2005). Denham (2003) points out that a great deal of for a nursing concentrates on the individual. However, it is the family and the home that should garner more attention from healthcare professionals because it is french gcse within the essay, home where health is learned, lived, and experienced),” as well as being the.

Words: 1146 - Pages: 5. An Essay on edexcel french, Family Values: the Family#x27;s Feud. . Tony Frey Claffey English 2000 February 8, 2010 Word Count: 797 The Family’s Feud It is easy to western civilization come across stories in the news about husbands beating wives, robberies and murders in low-income areas. There is edexcel gcse evidence that supports that the myth of the people who live in these areas and commit these crimes generally are unhappy, lack proper virtues, and have unhealthy lifestyles in this decade is true. The opposite critical evaluation, pattern is true for those living in edexcel french coursework areas with strong family values. Critical! These neighborhoods generally have a happier, healthier, and more morally driven population. People who grow together as a married couple in the 2000’s tend to raise children that grow up to be happy and virtuous for the good of society. Roland Barthes explains: A myth, like the one mentioned above, “postulates a relation between two terms, a signifier and edexcel gcse coursework a signified”, families being the be specific goldberg, signifiers and their values being the signified (Barthes 112). The trends are that happy families tend to lead more productive lifestyles just as dysfunctional families are more prone to immoral ways of living. This essay will explain how nuclear families benefit society by providing children a better chance to live out successful lives. Families with one father and mother are essential for the proper and ethical upbringing of children. Edexcel! In her book, Urban Neighborhoods, Networks, and Families, Peggy Wireman contends that because “parents are the prime influences of a child’s life children tend to.

Words: 890 - Pages: 4. Favorite! . contentiousness and agression more than cooperation and conciliation” (Tannen, 2010). She feels that we are all part of edexcel french a society regarded as “the argument culture”. Our culture seems to feel that opposition is the better way to achieve things. Debating over an idea is the greatest way to discuss an idea. I have a hard time determining which value system she leans most towards. Essay Goldberg! There are no religious connotations used through the article. The article does not speak on a personal or family level so I am not sensing that there is edexcel anything in of literature writing that is in regards to a maternal value. Edexcel Gcse! It has nothing to do with speaking in for a argumentative regards to values that are held strong with in the family unit.

The article also does not quite constitute the gcse, professional value system. I researched and found yet another value called “individualistic values”. I believe the value system trait is perfect for essay this article. It has been stated that the world in which we currently live in has been moving closer and closer to the values of individuals. Throughout the article she is speaking of edexcel french her own experiences and evaluation her own research. In conclusion I do not feel that this articles intent was supposed to persuade peoples attitudes or beliefs in regards to whether or not they believe the same that she does. French! The article is more an be specific essay, informative view on her views and experiences in regards to communication and that it appears the way our culture solves issues is to edexcel french gcse dispute them. She did state her intended.

Words: 610 - Pages: 3. Essay About Family (Love, Childhood and Support) . Essay about family (love, childhood and in global essay support) It all starts when you are born, you open your eyes, and you see your family. They are the ones that will take care of edexcel french gcse coursework you, and help you get through your life. These are the people you will learn to essays love, and love to edexcel coursework hate. Most people are born in to a world with good and cells + essay questions loving parents, and will later on edexcel, create a wonderful family for themselves. Some are not that lucky, and are born in to a world without a family and a home. Critical Evaluation! They will have to live their lives for themselves, without love, support, and a good childhood. You need to get and give love. It is edexcel gcse one of the most important ingredients for having a happy life. You can have love without a family, but you wouldn’t be in a secure relationship, and you wouldn’t be sure that someone always will have your back. When you have a family who loves you, you will easier conquer the problems in artist live.

Love from your others will also help you to love yourself, and french gcse when you love yourself you will have a better life and will be able to take care of yourself and others. I have a loving family that helps me and every day the make an effort to make me happy. They take care of me because they love me, and want me to western be happy and have a good life. Love should be available for edexcel everyone. A good childhood is almost essential for essay a good life. Edexcel French! Your childhood makes the base for your life, you get the tools needed for be specific by natalie goldberg your life as an adult. Edexcel! Your parents are a very primary factor in that. Points History! Words: 670 - Pages: 3. . Family Value The meaning of family is different from family to gcse coursework family, unit to unit, and culture to for a culture. According to DeFrain, Brand, Friesen, and edexcel gcse coursework Swanson (2008), “Families are the basic, foundational social units in cells all human communities around the world, and healthy individuals within families are at edexcel french gcse the core of a healthy society (para. 4). Families are usually made up of history two or more people that love, care, and respect one another.

Each member in the family plays a vital role to family functions or goals. When patient comes in the Emergency Room, they do not feel well and want service with a smile. Edexcel French! Most times patients can be an advocate for themselves. There are times when it is important to have a family unit there to western essay ask questions, clarifying information, and receive teachings as well to help nurture the patient back to a normal or functional state of health. French Gcse Coursework! Family values are defined differently in each unit; they all involve how they will live their lives, to include their culture, spiritual beliefs, and/or tradition. Their values build the family’s structure, functions, attitudes, ideas, and roles. In the emergency room, our goal is to include the cells questions, family in healthcare decisions, treatments, and french gcse education as much as possible, however this is not always possible.

Events in the emergency room are fast moving in nature and in the priority of treating and or stabilizing a patient the family can be pushed to the side. The family is a vital part to the success of. Words: 1325 - Pages: 6. Family of Diversity Cultral Essay. Goldberg! . marriage. She says that she is the black sheep of her family because she did not do this, and her family is not welcoming to AW. French! Environmental Data The W Family lives in a 4 bedroom home, with everyone having their own rooms. HW says that even though the children have their own rooms they will typically co-sleep with her and AW. They decided to get a one story so that there would be no stairs that could hurt JW’s knees. They have a large backyard that is set up for the children to play in, but no pets. Essay! HW says that they do not have time for french gcse coursework pets right now, but it is something they will revisit when the children are older. They live in an upper middle class neighborhood, that they feel is safe.

They have EW enrolled in a public charter school that works closely with them regarding EW’s allergies. The W Family feels they have a good support system. The mother in-law is their main source of social support. AW is pretty antisocial and does not have many friends. HW has developed a social support system that is based on play dates for her children, but these do not happen as often as she would like. Argumentative Essay! Even though they do feel that they have a good support system, HW thinks that they should work on developing new relationships.

Family Structure and Communication Patterns The verbal communication within the household is only English. HW days that her parents decided when she was a baby that they would only teach their children English. They wanted to give what. Words: 3828 - Pages: 16. . was this ideal appealing? In traditional America, a successful life was determined by first going to college.

After attending a good school, one was expected to attain a good career. Women, however, attended higher education exclusively to meet a mate because their place was in the home, attending to the children. The husband was responsible for providing for his family by working. Marriage came before living with a significant other and lead to having children and owning a home. The men were manly and the women feminine. The problem with this single image of family is that not everyone fits this dynamic. Therefore, a family’s priorities and perspective on morals changes drastically from edexcel french, what is supposedly the basic ideal of by natalie American values.

America was based on equality and coursework the civil right of individualism. This was the idea that brought so many immigrants to this country with the hope of a better life. Therefore, traditional family values are undermined by individualism and critical evaluation of literature the right of the pursuit of happiness. The average American has the french, right to live their lives according to their morals and turning points history values so long as they are law-abiding citizens. Individual values lead to rebellion of traditional thought and evolve from the ideals of American parents.

Rodriguez states, “What authority can Papa have in a country that formed its identity in an act of Oedipal rebellion against a mad British king?” (258). Americans are raised with the expectation of rebellion from their parents. Edexcel! Words: 1324 - Pages: 6. . CORE VALUES ESSAY: Verizon ------------------------------------------------- Paul Scott ------------------------------------------------- HRA-340 Organizational Training Development ------------------------------------------------- August 30, 2014 Saint Leo University ABSTRACT This core values essay is favorite about how Verizon’s integrity and ethics play a role on its training program. Verizon is a Dow 30 company with a workforce of over 180,000 diverse employees worldwide. Customer satisfaction is what Verizon depends on for it success. Verizon believes in providing quality, reliable, and innovative products to coursework its customers along with outstanding customer service to ensure their customers are satisfied. I will be addressing the following five questions in this essay to further inform you about how Verizon’s integrity and ethics play a role on its training program. How does the training function support organizational strategy at Verizon?

How does training provide a competitive advantage to Verizon? What role do ethics and integrity play in training Verizon? What does Verizon do differently that makes it one of the top 12 training companies in cells + essay questions the U.S.? What do you think Verizon could do to improve its training function further? I will begin with how does the training function support the organizational strategy at Verizon.

How does the training function support organizational strategy at Verizon? Verizon training function supports its. Words: 1019 - Pages: 5. Edexcel French Gcse! . Family Culture Essay Shannon Marcus GCU- Transcultural Healthcare July 21, 2013 There are numerous factors that either that shape a person as they mature and move through life. Culture, in essay addition to family traditions, is one of the factors that affect the self-identity of an individual. When growing up, the edexcel french gcse, environment around affect the evaluation, personality, values, as well as, beliefs of an individual. The environment includes friends, family members, and the people that affect the life of an individual. Each and every family unit is unique in the way they operate and definitive roles that are assigned to each member of the family. This can include extended families with grandparents, and even great grandparents in some case living under the same roof.

In this paper I will describe my families cultural values and roles and edexcel french gcse how that has shaped me in my life today. I actually am a product of be specific by natalie a divorce at a very young age. My Mother and Father divorced when I was 5 and gcse we moved to be specific goldberg another state. Edexcel French! Until then, we lived in a town where I was raised with Catholic believes, mainly because that was my fathers upbringing. It was very traditional if the fact that my mother was a homemaker who primarily raised and cared for my needs. My father went to work, made all the money, paid the bills and therefore made all the decisions regarding how the money would be managed and spent.

My mother received an allowance for cells + essay material goods she may need throughout the. Words: 720 - Pages: 3. Edexcel French Coursework! . Sociology Essay… A family is a group of western civilization essay people that live together and edexcel french are related to cells questions each other through kinship ties or marriage. Kinship means being related through blood or birth. On the other hand, a household is a group of people who live together but are not related to each other through kinship ties or marriage. It is believed that families make up the majority of households but there are others for edexcel french example, students or friends sharing a flat/house. There are five main different types of families: * Nuclear Family: Two generations living together (mother, father and dependent children) * Traditional Extended Family: Three or more generations of the same family living together or close by, with frequent contact between grandparents, grandchildren, aunts, cousins etc. * Attenuated Extended Family: Nuclear families that live apart from their extended family, but keep in regular contact e.g. via email or phone. * Single Parent Family: A single parent and their dependent children. * Reconstituted Family: New stepfamilies created when parts of two previous families are brought together. George Murdock (1949) was a famous sociologist that argued that some form of the nuclear family existed in all of the 250 different societies he looked at. Evaluation Of Literature! He argued the family performed four basic functions – sexual, reproductive, economic and educational (social). Murdock’s definition of a family is: A social group characterised by common residence, economic cooperation and.

Words: 533 - Pages: 3. Descriptive Essay Family Vacation. . Throughout my life I’ve been lucky enough to go on family vacations off the continent. Personally, I think travel is important in a young person's life and to a family. Edexcel Coursework! It builds confidence, gets you out of turning points in global your comfort zone, and expands your cultural knowledge, and brings people together. The trip that influenced me the most was when my family went to London and Norway.

Our first order of edexcel french gcse business was transportation. The airplane ride was a grueling 12 hours, but worth it. When we arrived in the bustling airport the view out the + essay questions, floor –to-ceiling windows was beautiful. You could see almost all of the places we were going to edexcel gcse go. Exiting the building, we took a cab.

It smelled of turning points in global essay stale Febreze. The cab driver wore a black cap and french gcse coursework had a low voice. He weaved in and out of traffic, and we watched in marvel because of how narrow the turning, streets were and that we were on the opposite side of the edexcel gcse, street. Our hotel was more or less like an by natalie, apartment complex. Edexcel French Coursework! The place had two bedrooms, a living area, and the smallest kitchen I’ve ever seen. The bathroom was luxurious and essay it took a while to edexcel french gcse understand the functions of each button on the toilet. Essay! After a quick nap we ventured out. Gcse Coursework! First stop we took was to the home of Britain’s King and + essay Queen, Buckingham Palace. There was a large fountain to the side of gcse coursework tall black fence that provided protection to the castle behind.

Guards wearing large black furry hats and bright red coats stood still on each side of the entrance. Of Literature! The residence itself.

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Essay Life Change Essays and Research Papers. Essay Why does change happen? Change is a transition that affects all aspects of life and will . constantly continue no matter how hard we try to stop it. Change can be demonstrated through both individual growth and the realisation of what is french gcse coursework truly important in life . As we experience life altering events, it can influence our perception towards others as we reappraise our former thoughts, attitudes change . This is illustrated in for a essay, the novel Looking for Alibrandi and the poem “My Father Began as. Change , Family , First-person narrative 1406 Words | 4 Pages. believe that my thesis statement is very effective. * 3.Have I included enough details so the reader can visualize my experience? * The details . included in my essay should give the edexcel coursework reader a clear view on my experience. * 4.Are the events presented in a logical sequence? * The events included in my essay are presented in a logical sequence. Cells! * 5.Have I used transitions to help the sequence of events flow smoothly? * I have used transitions to edexcel gcse, help t sequence of.

Armed forces , English-language films , Essay 834 Words | 3 Pages. CHANGE OF LIFE The concept of argumentative change is relative to time. It is for those who desire improvement in their . life . Improvement starts in the mind. You can change your life if you can change your mind. You are the only person who can change your mind. No change will take place unless you allow it. You might need some help in finding out how to change your mind and your life , however. Edexcel French Coursework! Whatever you keep in it will affect your whole experience of life . Your mind is such a powerful tool. You are. 2006 singles , 2007 singles , All You Need Is Love 1610 Words | 5 Pages.

Change Essay All change has consequences. In Abraham Lincoln’s Gettysburg address 1863, John F. Be Specific Essay! Kennedy’s 1961 . Gcse! Inaugural Speech 1963 and “Forgotten Jelly” by Megan Jacobson a story from the perspective of an overweight girl who is blinded by her attitude from her friend’s battle with anorexia, both the positive and negative consequences of change are explored. Critical Evaluation! The effects of change are demonstrated in many different ways, however, they all attempt to convey a central aspect of change ; that all. Abraham Lincoln , American Civil War , Battle of Gettysburg 994 Words | 3 Pages. Change and Personal Essay Section. a time in french gcse coursework, your life (in school or out of school) when you found something challenging. Questions! How did you handle it? * Please write 4-5 complete . Edexcel French! sentences. Why is going to college important to you? * What responsibilities do you have in your home? * Personal Essay Section 1. For A Argumentative Essay! Describe a community of edexcel french which you are a part (your school, your neighborhood, your family, your church, an organization, etc.) and tell us why it is important to you. 2. If you had the argumentative essay power to change two things about. Change , College , Community 1073 Words | 6 Pages.

can be applied to the concept of change as anyone can alter the way they are in their lives and become something new. Change is a . Edexcel French Coursework! state of transformation which results in a fundamental shift in the way we perceive and interact with the world. It is the turning in global history process of gcse coursework being made different, altered in appearance, turned into critical something or someone new. The concept of change is very important in our lives as it gives us new experiences whether it be positive or negative. Change can be explored in the poem “Remember.

2001 albums , Change , Linguistics 1144 Words | 3 Pages. ? Change is a state of transformation which results in edexcel gcse, a fundamental shift through the way we perceive and interact with the world. “Nothing is . permanent but change ” was once asserted by philosopher Heraclitus; this opinion can be perceived from many different values and ideas however it strongly reinforces to the underlying fact that change is an critical evaluation, inevitable force within society. Therefore, once change has occurred it is permanent and these are nothing we can do to modify that. The two poems ‘Prize. Concept , Film , Perception 851 Words | 2 Pages. ? Changes in my life This essay is about how changes . haveoccurred in edexcel french, my life . These changeshave occurredbecause I went to adifferent country. First in Pakistan we have a lot of differences.

Like most of students not follow the time schedule. We also do not have a lot technology.In addition when I am in my own country I am dependent on essay others. Now that I have moved to Canada I have noticed a lot of changes in my life . The lifestyles in Canada are. Anthropology , Canada , Personal life 918 Words | 3 Pages. home and families organized and succeed in life . Organization was one of coursework my higher scores in the Big 5 test. I need to civilization essay, keep making this . personal goal. Keeping organized will keep my goal setting in my personal life easier. Edexcel! To achieve this goal I will use time management to western civilization papers, make a schedule of all my classes, my children’s classes, along with juggling work and babysitting. I have a very busy life and setting this goal will work in all areas of my life . My academic goal is to finish my Bachelors. Academic degree , Bachelor's degree , Full-time 1003 Words | 3 Pages. Shane Thompson Honors Essay Language Arts Have you ever had a change of some sort forced upon you?

Did it have an affect . on you or your life ? Well, the main theme that can be taken from both, The Count of Monte Cristo (Alexandre Dumas) and edexcel french coursework Ender’s Shadow (Orson Scott Card), is that when a change is favorite essays forced upon a person it will have an affect on the course of the french world, not just the person the change was forced upon. Or as Isaac Newton would refer to this process, “Each and every action has. Abbe Faria , Alexandre Dumas, pere , Edmond Dantes 1271 Words | 4 Pages. fashion change in Turkey and Persia. Argumentative Essay! On the other hand, many people were of the edexcel gcse coursework opinion that the western culture is getting out of hand in essay, . terms of dressing fashion (Cumming 234). In most cases, change of french coursework fashion and dressing style took place hand in hand with economic and essay by natalie goldberg social changes . In the developing world, changes in fashion began with the coming of the edexcel french gcse whites in favorite, Middle East. Changes began in the 11th century when the Turks came to edexcel french gcse coursework, central Asia and Far East. In Europe, continuous change in turning essay, clothing. 20th century , 2nd millennium , Change 1749 Words | 5 Pages.

?Managing Organisational Change Assignment One – Essay Course: Managing Organisational Change . ‘Assumptions about the nature of managing and french gcse coursework the nature of argumentative essay change outcomes are associated with different images of managing change ’ This essay has been devised to offer discussion points to ultimately challenge ones perspective in regards to the notion of managing change as a coach. The essay attempts to introduce the concept of change management through the french sphere. Action research , Change management , Management 2114 Words | 8 Pages. separate sheet of paper, analyze each of the following assignments. Which part is the lead-in? Which part is the assignment task? What does the assignment . require? 1. Self-respect is the respect people have for themselves. People’s success in life may depend on how much self-respect (self-esteem, self-regard) they have.

How will having (or not having) self-respect help (or hinder) students in their academic pursuits? Discuss two or three ways self-respect (or the civilization essay papers lack of it) can affect students'. Computer , Computer program , Database management system 1132 Words | 4 Pages. ?Climate change is the french gcse most significant challenge to questions, achieving sustainable development and threatens to drag thousands of people to severe . poverty. It refers to gcse coursework, any outstanding measures of climate lasting for western essay, an extended period of time. This includes major changes in temperature, precipitation or winds patterns and others that occur several days longer. French Coursework! Some Caribbean islands in be specific, particular are vulnerable to climate change . Rising sea levels will have a consequential and dampening effect on their. Atmospheric pressure , Human , Ocean 1267 Words | 3 Pages. Topic: Food In The Cafeteria Should Be Healthy Type of essay : Persuasion Introduction: Introduction Sentence: Parents spend a . lot of time keeping their children healthy but at a young age, they start school and edexcel french coursework many schools n lot of time keeping their children healthy but at a young age, they start school and be specific many schools now a days have cafeterias. Cafeteria , Greek loanwords , Rhetoric 861 Words | 5 Pages.

?Kayla Richards 3/12/14 1A “Global Climate Change Essay ” Global Climate change is a term used to describe a . gradual increase or change within the average temperature of earth’s atmosphere and its oceans. Global climate change is a rising issue in today’s society. Coursework! There are various factors as to for a argumentative, why the climate is changing; the factors are both human and natural. The human activities that cause climate change are burning fossil fuels, driving cars, and deforestation. The human causes are widely. Atmosphere , Carbon dioxide , Climate 727 Words | 3 Pages. a reference and that makes it easier to gcse coursework, proceed to civilization papers, the next sentence. In addition to that, I write down the important events and highlight the words and . characters. I also proofread my paper to edexcel french, ensure it is error free.

In order to of literature, write a good essay or paper, it is necessary to be in edexcel, a peaceful environment to avoid distractions. Next, I just scribble down whatever comes to my mind that is related to the topic. Essay! After a while, I would read what I’ve written and edexcel french gcse choose the ideas that would have good. English-language films , Essay , Linguistics 1140 Words | 3 Pages. be typed like this THE CHANGE OF MY LIFE . Essay! Also, you’ve got to get (Type text) out of your header The Change of . My Life Jo Johnson Start here on line 1 The Change of My Life On May 11, 2006, I made a speraticWW decision that would forever change my life and the way I see life itself. Leading up to this decision, I had absolutely no plan on doing this adventure in my life . Gcse! But on May 11, 2006, I decided to enlist in the United States Army and favorite artist essays become a soldier. Life up to edexcel gcse, this point was. 2002 albums , Army , Change 914 Words | 3 Pages. Change is the essay by natalie alteration of a physical, spiritual or emotional state over edexcel gcse a period of time. These changes are evident in the . three texts studied and will be discussed during this essay . Ad-VERSE-ity - a verse novella - was the first core text studied composed by of literature, students from Collingwood Alternative School in collaboration with published poet Amelia Walker.

The second text studied was a reflective short story written by Hannah Roberts, which deals with the narrator remembering her childhood experiences. 2000s music groups , Black Eyed Peas , Change 1120 Words | 3 Pages. ?Adam Simon May 8, 2014 Baldwin Period 7 Honors Biology Human Life Extension There are many different pros and edexcel gcse coursework cons of civilization genetically engineering . the human lifespan. Edexcel French Gcse Coursework! Some argue that if the average lifespan were to be increased, it would lead to cells + essay, the overpopulation of the gcse world, resulting in risen poverty levels and damage to the environment. With the effect of living long, some people could be in critical, terrible health conditions for edexcel, many years without dying, in which they would no longer want to live.

This. Aging , Death , Gerontology 1032 Words | 4 Pages. have realised that change is be specific by natalie a natural partof lifes journey this journey involves realising that change defines a . sense of self. The text's The Road Not Taken and coursework Stopping by Woods On A Snowy Evening communicated this epiphany. Evaluation Of Literature! This discussion will explore this essay in relation to poetic narative, tone, natural imagery and the motif of edexcel gcse time. Be Specific By Natalie! The various techniques and devices are illistrated throughout both poems, allowing the reader to acknowledge the statement that Change defines a sense of self. Decision making , Definition , Life 1154 Words | 3 Pages. The Life Cycle of Resistance to Change.

The Life Cycle of Resistance to french coursework, Change What is change ? After doing some research I came discovered that there are . Points In Global History! many different definitions of the french gcse word change . Turning In Global! Webster’s dictionary says that change means to give a different course, position, or direction to (Merrriam-Webster, 2010). Whenever you add the word change to organizational it takes on a somewhat different meaning. Organizational change is the term used to describe the transformation process that a company goes through in response. 2008 singles , Change management , Employment 2745 Words | 7 Pages. ? Life factors and events essay I been looking at the case study of Vera Bisset life , I have noticed that Vera has . had many factors that have potentially affected her development. Edexcel Coursework! These factors would have affected her Emotional, Social, Physical, intellectual and language.

Some on the factors I will be talking about are Genetic, Biological, Environmental, Socioeconomic and Lifestyle. So in this essay I will be pointing at out the factors that have affected her development and essays will be telling you. Affect , Child development , Developmental psychology 1915 Words | 5 Pages. Montessori Method. This is because the child gets pleasure through work and gcse the practical life exercise, provides the child with a meaningful . Western Civilization Papers! tasks.

Children are naturally interested in edexcel french gcse, activities they have witnessed. Therefore, Dr. Montessori began to using what she called “Practical Life Exercise” to allow the child to do activities of daily life and adapt himself in his society. The purpose and aim of practical life is to help the child gain control in the coordination of his movement, and help the. Consciousness , Digestion , Maria Montessori 1948 Words | 6 Pages. Leadership and for a Systematic Change Essay. Systematic Change Essay Stephanie Boxler Grand Canyon University EDA-575 April 24, 2013 Leadership and edexcel french Systematic . Change An article about leadership by Forbes magazine sums it up best by turning points, saying that leadership is simply “someone who has followers” (, 2013). French! The school subject is Innovations International Charter School of Nevada (IICSN), and in this facility there is only one administrator. This administrator will be referred to points in global history, as Dr.M throughout this essay . In the following. Education , Grammar school , High school 1553 Words | 4 Pages. My life 1 My Life Experiences and coursework Changes Cynthia Carpenter PSY 202 Laura Prout July . 2, 2012 My life 2 . Abuse , Child abuse , Family 1583 Words | 4 Pages.

My Lifestyle Changes Paper will include the for a argumentative six components of wellness, that being Physical, Emotional, Intellectual, Spiritual, Interpersonal . and Environmental wellness. Gcse! It will include my goals, my weaknesses as well as my strengths to the components of wellness as well as a plan for myself to manage all of these components. The paper will also include anticipated changes in for a, my lifestyle that may challenge the edexcel french coursework individual components of wellness and how I plan to deal with these changes . The first. Debut albums , Emotion , Feeling 2564 Words | 6 Pages. Life of argumentative Pi Final Essay Now zoos have come a long way from what they used to . be. Edexcel Coursework! No more do we see too many animals crammed into one small cage.

Their habitats are made to mimic the animals natural habitats, they are often very large, with watering holes, small rock formations and much more. Artist Essays! So my answer is edexcel gcse coursework no. Zoos are not abusive towards animals and artist are very important in our modern era. They are very important for the conservation. Canada Reads , Habitat , Life of Pi 793 Words | 5 Pages. For one person a change represents progress; whereas, for edexcel french gcse, another, catastrophe. How have the turning points in global essay composers of the texts you have studied convey . these differences in response to change ? In your answer, you must refer to Heart of Darkness, either in the park poem or Onegin the film and one of your own choice.

For one person a change represents progress; whereas, for another, catastrophe. Heart of Darkness is the ideal book in french gcse, terms of telling a story that confirms change can mean either progress or. A Christmas Carol , Bob Cratchit , Charles Dickens 844 Words | 3 Pages. where I spent my childhood years. I went to school in Ukraine for ten years.

When time came for my father to change his work, he decided to . move to critical evaluation of literature, America, but he thought that he would find a better job to support the family. The second reason he left Ukraine is that my sister was alone studying at Manhattan College. She needed support and french gcse love from him. Turning In Global History! He left me and french my mom. It was big change for me to be without him and my sister for so long. I did not have any thought in my mind that I would go.

California , Immigration to the United States , Metropolitan Museum of Art 1215 Words | 3 Pages. Climate Change Essay Bethany Jarvis Student ID No. Favorite! 9543376 Submitted as . an assignment in SSK13 Learning Communication Behaviour Due Date: 15th April 2012 Tutor: Dr Geoffrey Hon Class: Wednesday 9pm - 10pm Word Count: 1,137 Climate Change Essay ‘Is climate change the new apocalypse? Are Western Nations too influenced by capitalism to french gcse coursework, effectively deal with the turning points in global history problem?’ Climate change is french a rising issue of importance. Climate change , Earth , Economic system 1198 Words | 4 Pages. Change is the act of becoming different or evolving into for a argumentative something unique, either positively or negatively. In everyday . life , change occurs through many different occasions when people feel the gcse need to develop both physically and emotionally. In Don Aker’s “The First Stone” personal growth and change both physically and emotionally is a key theme that develops throughout the story with numerous characters. Specific characters that change both physically and emotionally are Reef, Diane and Leeza. Change , Emotion , Family 1039 Words | 3 Pages. _____________________________________ Date ________________________________ Period ___ My Dream Life Essay Due Date: Typed . final drafts are due on questions _______________________ at french coursework the beginning of the period.

Your graded final draft will be placed in your portfolio. Organization of Paper: Title: Come up with a creative title Paragraph #1: Introduction. Western Civilization Essay! Use one of the “hooks” from the six choices on edexcel french gcse side 2. Don’t forget to let your reader know what your essay will be about (career, family, friends, relationships, house, and. Automobile , Dream , Henry David Thoreau 647 Words | 2 Pages. Phase Change Lab Written Response Our objective in our phase change lab was to record observations of the increase in be specific, . French! temperature (in Celsius) as water changed from solid to liquid to gas over turning points history essay a hot plate. Edexcel French Coursework! This lab report will discuss quantitative and qualitative data contained in history essay, the lab, how energy is related to phase change in water and an elucidation of edexcel how melting point and boiling point relate to the physical properties of critical of literature matter. French! This paper will basically outline the for a argumentative essay lab done in class. Boiling point , Celsius , Energy 974 Words | 3 Pages.

Change and the World Changes for edexcel french gcse coursework, You. Papers and Essays for All • Join • Login • Writing Service • Help • Question? 888-442-7499 • Follow Us on points in global essay Twitter . • Join • • Top of Form [pic] Bottom of Form Get Better Grades Today By Joining and Accessing Over 470,000 Articles and coursework Essays ! get better grades Change And The World Changes For You • Home Page» • Miscellaneous Research Papers Change And The World Changes For You CHANGE AND THE WORLD CHANGES FOR YOU! . Change , Essay , Global conflicts 659 Words | 4 Pages. Leading Change | | Mike DiBenedetto | The best way to summarize this book is to dissect it into three parts. In part one the book . discusses the change problem and its solution. This part focuses on two main topics; 1) Transforming organizations and essay papers why firms fail and 2) successful change and the force that drives it. Part two discusses the gcse coursework eight stage process in transforming an organization. Finally, in part three the book discusses the implications for the twenty –first century. Identifying.

Change , Edgar Schein , Management 1781 Words | 5 Pages. THE CHANGE IN FAMILY STRUCTURES essay. THE CHANGE IN THE FAMILIES FORMS AND FUNCIONS IN SOCIETY STUDENT’S NAME: TN ID: 1066385 INSTRUCTOR: GLORIA MICHALCHUK ESL 140 – COURSE # . 7052-1 NOVEMBER 25th, 2003 THE CHANGE IN THE FAMILIES FORMS AND FUNCIONS IN SOCIETY Society is composed of many elements based on values, traditions, cultures, government’s policies etc.; and family is essay one of the main basic ingredients, forming the society. Therefore, as the society changes its element, family is also forced to change the flow. Extended family , Family , Marriage 2680 Words | 8 Pages. Cause and Effect Essay: Climate Change. Activity 1: An opinionative essay on climate change – a truth or just an french, inconvenience? Theme The students will . research and write an opinionative essay presenting a point of view about climate change . Key learning/Subject areas/Year level(s) ? Personal Development ? Health and Physical Education ? Science ? Studies of in global history Society and the Environment ? English/Literacy ? Personal Learning (Detailed curriculum links are included at the end of this document) Possible. Argument , Climate , Essay 1171 Words | 6 Pages. Everyone is different – this is one of the few things in french gcse, my life where I have no doubt. And since everyone is different, then his dreams, . ideals and perspective are different.

But everyone in this world there is no other perspective than his own. Of Literature! As we try to put a strange place, it only managed to touch the foreign thoughts and edexcel french gcse coursework feelings, and is quite short. But not every time you try to put in place to favorite artist, someone else, you need to change our mindset and french gcse coursework our way of thinking. There is a really a much. Bee Gees , Debut albums , Earth 921 Words | 3 Pages. ? It is generally acknowledged that climate change is a serious issue faced by of literature, many countries. Coursework! According to Wuebbles and Jain (2001), climate . change can be expressed in terms of the change in the earth’s average atmospheric temperature. Global temperature has risen considerably over the last century and it is for a argumentative essay likely to coursework, continue increase in the following decades. Such phenomenon often referred as Global Warming, has made a dramatic impact not only to nature but also to critical evaluation of literature, the economy and the well being.

Carbon dioxide , Climate change , Coal 1131 Words | 4 Pages. Norma McCorvey, pro- life activists continue to thrive for new laws banning, or at least tightly restricting induced abortion. Due to that . decision, abortion has become a safety net—preventing unwanted pregnancies, controlling whether or not parents have a handicapped child, etc. Edexcel Gcse Coursework! In Sallie Tisdale’s “We Do Abortions Here: A Nurse’s Story”, readers get an inside look on by natalie the actual procedure itself, giving them an idea of what goes on in the world of medicine. Edexcel! Although this essay may highlight the turning essay beneficial. Abortion , Abortion debate , Fertility 1081 Words | 3 Pages. that women and men experience climate change differently and that gender inequalities worsen women’s coping capacity. Therefore, questions such . French Gcse! as; “Do people have similar or equal conditions in which to address and adapt to questions, climate change ? Do they have the same skills and french gcse coursework capabilities to confront it? Will the consequences of climate change affect all people equally?” will be answered.

The essay will also acknowledge the role of women as important actors of change and in global history holders of gcse significant amount of. Agriculture , Climate change , Gender 1887 Words | 6 Pages. Changes Each person experiences certain things, even the most simplest and innocent, that enlighten him or her or bring about western civilization essay, a revelation. . At one point in each of our lives we will or already have had one such meaningful incident. French Coursework! In Annie Dillard’s short essay “Dumbstruck,” she recounts an experience just like that. Dillard’s experience jolts her, bringing to life an awareness of the harshness and inevitability that things happen, things are not permanent in this life . Cells + Essay! We first learn of her love. Annie Dillard , Belostomatidae , Frog 1728 Words | 4 Pages. Changes in My Life It is not easy to adapt oneself to french coursework, new circumstances especially moving to a country that you have never . come always brings you difficulties such as: people, language, custom and culture… The first time I came to the US, I looked like a fish out of water. Points In Global Essay! Everyone looked so different from edexcel gcse coursework people my country. I could not understand when they talked to me. But I was very lucky. I met good friends and teachers at school.

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It had changed! Earth, when newly made, was hot and red! Eventually . it cooled and biological life started. Then Ice age eclipsed whole of the Earth, with chilled winds blowing all over the place. Gradually, the climate again changed to normal. Turning Points In Global Essay! Then the edexcel french gcse question arises, “What is actually normal temperature?” It might be the range of level of mercury in + essay questions, which life can persist. The climate, therefore, has changed, starting. Carbon , Carbon dioxide , Fossil fuel 798 Words | 3 Pages.

relationship, and when her mother died it was almost as if Jamilex's soul died with her but her body was still functioning. I honestly couldn't believe that . the girl, who always told me that life is full of ups and downs and that in life everyone has to go through many obstacles, forgot how valuable life is and edexcel gcse how life goes on. It was hard for me to tell her I understood what she was going through, because in reality I didn't. Artist! I never lost anyone I have never lost anyone I love. After. Death , English-language films , High school 1030 Words | 3 Pages. Argumentative Essay on coursework climate change.

Many Americans assume that global warming also known as climate change is nothing to be concerned with while the earth’s average temperature . begins to rise. This is evaluation of literature something that has always been very important to me from an french gcse coursework, environmental standpoint since we do not have a planet B. If we all play our part in making the world a more environmentally friendly place we may be able to critical, delay the inevitable, In the meantime climate change is the biggest threat to humanity in the 21st century. Gcse Coursework! . Antarctica , Carbon dioxide , Climate 958 Words | 3 Pages. The Essay “Luka and the Fire of turning history Life ” is a nove written by Salman Rushdie. The novel is about a twelve year old boy named . Luka Khalifa, and his father, Rushid Khalifa. His father had fallen into a very deep coma, hearing nothing and coursework no one. Luka met a holographic version of his father, named Nobodaddy. Nobodaddy knows the only method to retrieve Luka’s father back to life , or awaken him. He has to steal the fire of life from the world of magic.

Luka, Nobodaddy, his pet bear and dog set forth. Curse , Father , God 1009 Words | 3 Pages. Personal Writing: Fragment - Changes in Life. Personal Writing: Fragment - Changes in Life By Aaron S. Kirby Outline Thesis Statement: Changes in . life like these can change you both physically and mentally for the rest of your life depending on be specific essay by natalie the severity of the situation. Edexcel! I. In early August of `96 my life at home became a living nightmare.

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Piscine Molitor Patel, the young Indian protagonist is faced with a traumatic set of events which developed into a marvelous story of a castaway’s voyage, in the heart of the Pacific Ocean. This essay will discuss the essential factors. Canada Reads , Canongate Books , Life of Pi 1685 Words | 4 Pages. Argumentative Essay - A Change in Education System. ?Argumentative Essay : A Change in Education System Outline I. Introduction A. Background Information . on favorite artist essays K-12 education system B. Thesis Statement II. Arguments regarding the edexcel french coursework K-12 system A. Parents are not financially stabled 1. Paying for good quality education 2. Preparedness of the parents to pay for for a, the two years B. Edexcel French Coursework! Improve the argumentative quality education we have in french gcse, our country 1. Poor education system will improve 2. Longer time. Comparative education , Curriculum , Education 792 Words | 3 Pages. Karen Ramirez Pre-IB English/ Mr. Ratner 3/1/10 6th period Word count: 862 Life of Pi Essay Many people that are religious . look to for a, God for guidance and comfort. Edexcel Gcse! Especially in disastrous situations.

In Yann Martel’s novel, Life of Pi, the of literature theme of will to survive is french gcse coursework presented and demonstrated as having faith, letting animal instincts take over, and western civilization essay determination. Pi keeping his faith shows how strong his faith in edexcel french, God is. He discusses some Hindu symbolism to describe how insignificant he feels.

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Custom Financial Analysis - Easy Jet Essay. EasyJet is french gcse coursework, a British airline that has its headquarters in for a essay Luton Airport, London. The airline operates both domestically and internationally. Gcse. It has earned itself a name of the largest airline in the United Kingdom. This is + essay questions, measured by a number of customers that the airline has employed. It employs over gcse coursework 8000 workers. Cells Questions. The company is one of the biggest companies in Europe, and this has seen the company listed in London Stock Exchange.

The company serves 160 destinations in edexcel french coursework 40 countries. The company operates as a low cost carrier. This is because it mostly operates a single type of aircraft. The company has experienced financial success in the last 3 financial years. Net profits are £121.3 mln, €225 mln, and £255 mln.

This is a progressive increase over the two years. The revenue in the year 2012 is £3.854 billion. The operating income for the year 2012 is £317 mln. This is an airline company that is rated as the sixth largest airline in Europe. Its headquarters are in Airport Bureau in Charlottenburg-Wilmersdorf, Berlin Germany.

The airline focuses on serving local cities in Germany and for a argumentative essay, Europe at edexcel, large. The company employs approximately 9200 employees according to the report published in May 2012. The company grew at turning points in global, a very fast rate since its inception in 1978. Over the years, it acquired other companies that are similar to it. These included Swiss charter airline Berlin, where it has acquired 49% of the shares. The company has also ensured adherence to various policies become one of the biggest airlines in Europe. The company has been performing exemplary well in the last two financial years. The trend in edexcel gcse the net income in the years 2009, 2010, and 2012 are £9.47 mln, £97.16 mln, and £271.84 mln. The trend has been on an increase.

This paper analyzes financial performance of two big Airliners in Europe. The companies include EasyJet and the Air Berlin. Their financial statements are analyzed, and conclusions are drawn. The first section analyses the ratios that are used to evaluate the performance of the company. These ratios include profitability ratios, liquidity ratios, efficiency ratios, and the gearing ratio. During analysis of the turning history essay ratios, financial statements of edexcel french coursework, three subsequent years are considered.

The trends of ratios are also observed, and, finally, the comparison is made between the EasyJet and Air Berlin Company. Profitability ratios are used to determine entity’s use of its assets and the effectiveness with which it controls expenses to generate profits. These ratios show whether the essay entity has the gcse coursework capacity to generate earnings when compared to its expenses and other costs incurred by the business. Profitability ratios include gross profit margin, return on assets, return on capital employed, and return on assets. Gross profit ratio.

As represented in calculation 1, Gross profit ratio is used to analyze profitability of a firm in relation to net sales during a certain financial period. The trend of western, EasyJet Company for three subsequent financial periods of 2010, 2011, and 2012 is 0.051, 0.07, and 0.08 respectively. The trend shows that the ratio has been increasing over gcse coursework the years. The company has been experiencing higher growth in gross profit over the years due to an increase in sales. Gross margin for the Air Berlin Company is 0.04, 0.03, and 0.03 in the years 2009, 2010, and 2011respectively. Returns on cells questions capital employed. Return on the capital employed shows earnings before interest and tax that has been earned in relation to capital employed (Penman 2001). The EasyJet Company has over edexcel french the years increased its capital that is being employed in order to generate revenue. It has increased from £1658 mln to £1794 mln since the year 2010. The increase in points in global capital employed has increased efficiency in the firm and edexcel french gcse, the firm is able to generate more earnings.

The return on capital employed increases as the trend shows between financial years 2010 and 2012. The trend is by natalie, 0.21, 0.270, and 0.3 in the years 2010, 2011, and 2012 respectively as shown in calculation 2. Liquidity ratios determine whether the firm has available cash to pay the current debt. Two airline companies calculate current ratio, acid test ratio, cash ratio, and operating cash flow ratio to determine whether the firm has liquidity capacity to pay its debt. Current ratio (Working Capital Ratio) Air Berlin Company’s current ratio shows that the company does not hold a lot of french coursework, current assets at its disposal.

The trend of working capital ratio over three years observed shows that current liabilities exceed current assents. This makes the ratio be less than 1. As presented in calculation 3 the trend of the current ratio over three years increased during the first year and cells questions, stagnated during the year 2010 and french, 2011. Cells + Essay. There is no big deviation in the amount of current assets to current liabilities. All ratios over three years are above 80%. Therefore, it means that ratios are just maintained at a point where there are excessive current liabilities over current assets. Ratios can tell that the company has the ability to maintain its short-term obligations.

The company uses the policy of maintaining current assets below the current liabilities. This is an advantage to the company because liquidity position of the company is maintained at a lower level than when working capital is high. The acid-test ratio is used to determine liquidity of the company when inventory and prepayments are misused from current assets over current liabilities. Calculation 4 shows the liquidity position when inventories are not included. As represented under calculation 5 the Cash ratio shows the amount that the company has in edexcel french both cash at hand and + essay, cash in the bank. It shows the ability of the firm to meet its short-term and long-term financial obligations during a certain financial year.

EasyJet airline has maintained a stable cash ratio of 0.56 in the year 2011 and 2010. This is an improvement from year 2010, when cash ratio was 0.51. Cash ratio has been less than 1 over three financial years of EasyJet company operations. Just like the current ratio, the coursework company has a policy to maintain its cash at very minimal level. Its cash ratio is maintained at very low levels.

In EasyJet Company, the cash level is maintained at almost half of current liabilities. The ratio trend is evaluation, 0.51, 0.56, and 0.56 in edexcel gcse the subsequent years 2009, 2010, and 2011 respectively. The company has stabilized ratios in last two years. Air Berlin also maintains the cash ratio below 1. This means that the current liabilities exceed the by natalie liquid cash. The trend in edexcel gcse coursework the year 2009 and be specific essay goldberg, 2010 is edexcel, maintained at a stable rate of 0.67, while in cells questions the year 2011 the ratio drops to 0.44.

When cash ratio of EasyJet and Air Berlin airliner is compared, EasyJet maintains its cash ratio at a higher rate than Air Berlin airline in the last financial year 2011. This trend, however, is different over french coursework financial years 2009 and 2010. Air Berlin cash ratio is higher than that of western civilization papers, EasyJet airline. Cash flow ratio. Cash flow ratio shows the operating cash flow in relation to the total debt that the firm has.

The ratio determines whether the firm has a capacity to edexcel french coursework, cater for total debts in the future. Air Berlin maintains the ratio at very low level. In the last three years, the cash flow ratio was 0.07, 0.09, and 0.97. The trend is increasing over the years. Cash flow in the business has been increasing relative to the change in the debt level. This is represented under calculation 6.

Cash flow ratio is greater for EasyJet than for the Air Berlin. In the last three financial years the trend has been 0.26, 0.25, and 0.15. The trend of cash flow in EasyJet, unlike in Air Berlin Airliner, is + essay questions, decreasing. The decrease in cash flow ratio shows that cash from operating activities is decreasing at a higher rate than the total debt or the total debt is increasing more than cash from operating activities. This is not favourable to the welfare of the company.

When the company is in gcse coursework this condition, this implies that it is using more debt than what it generates from operating activities. Activity Ratios (Efficiency Ratios) Efficiency ratios measure whether the resources in the firm are utilized effectively. They include the average collection period, degree of operating leverage, DSO ratio, average payment period, asset turnover, stock turnover ratio, receivables turnover ratio, and inventory. Accounts receivables ratio. Accounts receivables represent the amount of goldberg, money that the company expects to receive after it had issued goods on credit. The period that the edexcel french gcse coursework company needs to + essay questions, collect this money should be maintained as low as possible.

In calculation 7 the collection period for Air Berlin varies over different accounting periods. In the edexcel gcse coursework year 2009, it was 3 days, in the year 2010, it became 1 day and in goldberg the year 2011 it was 3 days. When the period of collection of debt is shorter, the firm is able to collect debts at edexcel french gcse coursework, a faster rate. Essay Goldberg. The firm increases its revenue and profits. Edexcel Gcse. The risk of questions, bad debt is also reduced. Average payment period. Average Payment Period=Accounts payable/ (Annual credit purchases/365 days)

The average payment period is the time that the firm needs to edexcel gcse, make payments for points in global history, the goods that it has purchased during a certain financial period. The average payment period should be maintained at a high level. This is to make use of the money that the gcse firm has generated into the things during the financial period. Air Berlin has favourable payment period. As represented under calculation 8, the financial years 2009, 2010, and 2011, the payment period trend was 103 days, 85 days, and 97 days. This is because, on average, it has three months to pay for the liabilities.

Net asset turnover. Net asset turnover shows whether the firm has efficiently utilized the assets in critical evaluation generating sales revenue for the company. In calculation 9, Air Berlin net asset turnover over three financial periods has been 1.34, 1.57, and 1.87 in year 2009, 2010, and 2011 respectively. Gcse. The company is utilizing its total assets very efficiently. When profit margin is high, the turning in global net turnover ratio is low and french coursework, vice-versa.

Over the three financial years, the evaluation ratio is edexcel coursework, low. This implies that the company has a huge profit margin. Stock turnover ratio. Stock turnover ratio shows the number of times the in global history stock is sold or has been utilized. Air Berlin Company had a consistent stock turnover ratio in the last two financial years. The ratio is maintained at 24. As shown in calculation 10, in the year 2009, stock turnover ratio was 27.04, which was higher than in the subsequent years. When inventory or the edexcel french coursework stock turnover is high, carrying cost also increases.

The cost of points in global history essay, holding goods should be maintained as low as possible. Gcse Coursework. This is achieved through maintaining low stocks in the firm. Receivable turnover=Net credit sales/Average net receivables. The receivable turnover represents the number of times that the stock is being bought and utilized efficiently. The company should maintain the level of stock as low as possible in order to minimize the cost of holding the cells + essay questions stock. There is a minimum level at edexcel french gcse coursework, which the level of stock should be demanded. The lead time should also be as low as possible. Gearing ratio evaluates riskiness of debt of turning points in global history essay, both companies. Various components are used to evaluate the level of debt in companies. As such, there are various gearing ratios that can be used to analysis the financial leverage of the two companies.

They include total debt to assets ratio, total debt to equity ratio, equity multiplier, interest coverage ratio, fixed charge coverage ratio and edexcel gcse coursework, long term debt to assets ratio. This paper analysis the gearing ratios of both companies independently and a comparative analysis is undertaken. In the year 2009, the values of the total assets, liabilities and equity were as presented in calculation twelve with assets of 2411537 The Company’s statement of financial information gives the report. Essay. As such, the edexcel french coursework following gearing ratios can be calculated. Total debt to equity ratio. Total debt to evaluation, equity ratio = total debt/total equity.

This ratio evaluates the amount of debt that is covered with equity. Calculation 13 indicates the edexcel coursework value of the ratio to turning in global history essay, be 2.953249 in 2009.The ratio indicates that the total debt was twice the amount of equity during this year. This indicates that during this financial year the company was highly leveraged when considering the amount of gcse, equity. Interest coverage ratio. Interest coverage ratio = earnings before interest and tax/ interest*100. This ratio evaluates the amount of earnings that will be able to cover the interest expense of the company. During this year, the value of interest that could be covered with earnings was 45.48% indicating that during the year the company would make losses when not considering extraordinary items. This is illustrated under calculation 14. Air Berlin Plc financial information for the year ended 31 st December 2010 and 2011 is summarised under calculation 15.

The financial figures are to be applied in evaluating the gearing ratios in 2010 and 2011. Debt to equity ratio. The debt to equity significantly increased from 2009 to 2011. This is attributed to the significant rise in total debt over the years and a reduction of the total equity available to the firm from shareholders. This may be attributed to the fact that the + essay company is not making profits and shareholders have poor returns on french gcse coursework their investments. This is evidenced under calculation 16. Total debt to asset ratio. Total debt to asset ratio= total debt/ total assets. In calculation 17 the amount of debt is covered with the essays total assets available in the company. This shows that, in case of default, the edexcel gcse coursework assets can be used to cover the total debt present in the company.

Interest Coverage Ratio. In calculation 18 the ratio is negative showing that the company made a negative profit during the two financial years and the earnings could not cover the western essay papers interest expense of the company. EasyJet gearing ratio analysis. The financial information necessary to calculate the gearing ratios is summarised in calculation 19. Debt to equity ratio. Total debt to equity ratio for the 3 year period is evaluated in calculation 20. The debt to equity ratio indicates that the company is highly leveraged and the total shareholders’ funds available cannot be used to meet the necessary to meet the whole amount of debt available in the company for the 3 year period.

However, it is french gcse, evident that the ratio has been improving because the equity funds increased at a higher rate than the debt available in the company. Total Debt to Assets Ratio. The ratios of the company indicate that over the 3 year period the asset would have been able to cover all the turning points in global history debt. Gcse Coursework. Hence, the company is lowly leveraged when considering assets. The ratio has moderately improved over the period. This is presented under calculation 21. Interest coverage ratio. As represented in calculation 22 the interest coverage ratio shows that the company’s performance has been improving over the 3 years. Argumentative Essay. As such, in 2009 the earnings could only edexcel french gcse, cover the interest two times, in 2010 this improved to six times and in 2011 the earnings could cover the eight times of the interest expense.

This is attributed to the significant increase in artist revenues over the three year period. The horizontal analysis evaluates the significant changes the financial statements of edexcel french gcse, both companies. Essay. In Graph 1 the horizontal analysis shows that the revenue of the company increased by 14.913% in 2010 while, in 2011, it increased by 13.5284%. The operating income decreased over the same period. The consistent increase in revenue can be attributed to the rise in single ticket sales. Furthermore, bulk ticket sales to french, package and charter tour operators significantly increased.

Ground services also reported a modest rise in revenues. The company did not record a gain on the disposal of any asset or a gain in the rise in fair value of stocks held; as a result, the company’s additional operating income declined. Graph 2 illustrates changes in operating expenses that have significantly increased over the three years. Operating expenses increased by 16.5% in 2010 and 18.4% in 2011. This increase is attributed to the cost of fuel. In addition, the western essay papers airport and gcse coursework, handing charges, costs of material for in flight sales, and handling costs also increased. The trend of net profit. As illustrated under graph 3 the company incurred net losses during the year. As a result, the bar graphs are inverted. The company's losses have been increasing over three years. Company's losses in 2011 were very high.

This is western essay papers, attributed to the fact that revenue increased by 13%, the edexcel costs increased by 18%. The effect of differences is reflected on the value of losses. Custom Financial Analysis - Easy Jet Essay. 95% of satisfied returning customers Customer support 24/7/365 The largest source database A wide range of services Privacy guaranteed Certified writers only turning in global essay, Custom-written papers only Direct communication with a writer Free plagiarism report(on demand) Free revision upon request more details Your writers are masters at time management. I turned in an order for four very difficult papers, and they were all written perfectly, even with the short deadline notice.

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